Moneyclip 2.0 - Keep Track of Personal Finances on Your T-Mobile Sidekick

I'll be the first person to admit that I'm not the best at keeping track of my finances. My failure to keep track of my checking account has lead to many overdraft fees in the past, and anyone in a similar situation will tell you that those fees can really add up fast. I started keeping track of my checking account using Quicken a few years ago in an effort to be more fiscally responsible. Quicken really has helped me keep closer tabs on my account balances and has provided me with insight into where my money is actually going. I love my Quicken software, but the problem is remembering to enter in all the information. For Quicken to work, you need to input all of your transactions into the software. Inevitably, I end up with a week's worth of receipts in my pocket and have to spend several hours entering all the data into my personal computer. The longer it takes me to enter those receipts, the less accurate the account balances in Quicken are...it's really something you need to stay on top of.

I got to thinking there must be a better way to keep track of my finances than waiting until I get home and have the time to enter my receipt data into Quicken. Readers of my previous articles will know that I have a Sidekick telephone device from T-Mobile...a Smartphone if you will. A few months ago, I was browsing through the list of applications you can download to your Sidekick, and a program called "MoneyClip 2.0" caught my eye. When I looked at the preview of the application, it appeared remarkably similar to Quicken in that it allowed you to keep track of individual transactions as well as keeping an overall balance of your checking account. It only cost $5.99 to download the application, which I thought was extremely reasonable, so I decided to go ahead and give it a try.