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Buck Up America: It is Time to Stop Blaming and Start Recovering

By K. Karl, published Sep 17, 2008
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The economy is deteriorating and there is plenty of blame to go around. Enough blame to keep the economists, sociologist, and anthropologists teaching about the early years of the 21st century for decades to come. The stock market is down 2,000 points. The government is bailing out companies left and right to the tune of billions of dollars. In some areas, such as Cleveland, home prices have dropped as much as 75%. Pension plans are going bankrupt. Fuel and grocery prices have increased dramatically. The dollar is worth only slightly more than the price of a paperclip. That is just the beginning of America's woes.

We have been there, done that, and have the battle wounds to prove it. This is not the first recession this country has been through (although it may be the first that many young Americans have experienced) and it certainly will not be the last.

In the early 1980's I remember a time when my Dad was laid off, my Mom took a minimum wage job, we received Government cheese, and we ate whatever was on sale that week (until it was completely gone, no matter how many days in a row it was). We did not eat out. We were not entitled to entertainment beyond what was given to us by library books. We went for hikes in the park on Sundays. We turned off the lights and television and played games by candlelight.

Americans are resilient. Throw a hurricane at us and we respond with water, food, blankets, money, and shelter. Throw a rough economy at us and we work harder, spend more time with our families, cut back to save money, and donate more to help others who are worse off than we are.

Americans rebuild after a hurricane. We do not crawl into the fetal position and suck our thumbs in the corner. It is now time to rebuild after a financial crisis. We need to rebuild from the ground up. Band-aids, such as bail outs and interest rate cuts are not going to work. Americans coming together to help each other, supporting locally owned businesses, and buckling down on wastefulness, will help.

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Amen! Personal responsibility is the answer. :-)

Posted on 09/24/2008 at 10:09:48 AM

 
Sorry, got long winded. It should say "the elitist snobs that could care less about those of us in the trenches."

Posted on 09/24/2008 at 9:09:01 AM

 
I so agree with this piece. You are right on in so many ways. I take full responsibility for every single mistake that I have made in my life and I expected only me to fix them; not the government or anyone else. I'm so tired of this "I'm not responsible" mentality. I came from a dirt poor family that lived on pork 'n beans if and when they were even available. If not for my grandparents, I would have died at a very early age. Yet, I survived and as I got older I wasn't willing to give in or give up. My husband and I rent a small apartment. Our car is ancient. And I'll admit that we are worried with retirement just around the corner. However, we also know that we will survive no matter what because we have each other and our family. NOTHING is more important. In fact, I despise the government and both parties for trying to tax lower middle class Americans into oblivion. If I had my way, the government would be handed back to the people where it belongs instead of the elitist snobs tha

Posted on 09/24/2008 at 9:09:18 AM

 
Sounds like a field trip to the nursing home is in order.. those who lived through the Great Depression really know how to pinch pennies. My grandmother, God rest her soul, never let a thing go to waste and I kid you not when I tell you she was pretty annoyed when she had to get new false teeth. She'd had the other ones for close to 50 years and thought it was a waste to get new ones when the old ones were just fine. I wish I still had her quiz for her best cost cutting tips. My parents worked things out with just one vehicle between them for a good part of the time that we were growing up... two cars was certainly a luxury, though by today's standards, it is a necessity.

Posted on 09/21/2008 at 6:09:06 PM

 
I think this article is absolutely true. Hey Nancy Barr, Buck Up sister. The government may have had their part in the issues at hand but ultimately its the people themselves who "let" themselves be over extended. One key to life is knowing that deep down at the end of the day, no one in a financial group or credit card company cares about you so you need to look out for yourself. I've bought 3 houses in my lifetime and all three times, the banks and financial instiutions tried to tell me I could afford more. All 3 times I walked away from their offer and left with a house and a housepayment I was comfortable with. For the people who didnt make that decision, I feel bad. However, if you are there then K. Karl is right, buckup and get "yourself" out. Although I am not a fan of big gevernment, its not the governments fault or responsibility to get anyone out.

Posted on 09/19/2008 at 7:09:15 PM

 
Excellent article! I couldn't agree with you more!

Posted on 09/19/2008 at 7:09:13 AM

 
Well said. Even if we concede that the government is to blame for the current financial problems, then it seems doubly foolish to expect the government to fix it. If they knew how, it would be done already. I too believe in the ingenuity and strength of each person. Time to take our lives in our own hands and be the change we want.

Posted on 09/18/2008 at 2:09:45 PM

 
Very good article.

Posted on 09/18/2008 at 12:09:12 PM

 
Great article! I think those with negative comments don't want to help themselves.

Posted on 09/18/2008 at 11:09:36 AM

 
I know Sadie Kay is right. We live in an era where even 30 year olds think they are 'entitled' to own a cell phone, computer, two cars in the garage, etc. and then when the job is gone and they can no longer afford those things, they get angry. The only things required in this life is food, clothing, and shelter and the means by which to get these ( a job and a vehicle to get back and forth to that job if you have no public transportation system available.) My husband was laid off in the mid 80's and could not find a 40 hour a week job for six or seven years. We were on the welfare system. Even now we would be considered as living in poverty according to federal standards but we make do. I have learned how to feed a family of four three separate meals with a five pound beef roast (roast the first night, beef and gravy open face sandwiches the next, and beef pot pie the next.) You learn to make do and be content with what you have.

Posted on 09/18/2008 at 8:09:57 AM

 
Excellent article! I know younger people who are mad about having to live within their income now. Oh well, welcome to the grown-up world! Been there, done that one. It gets easier the more times you have to do it!

Posted on 09/18/2008 at 5:09:56 AM

 
This is propaganda spewed from the ignorant mouths of puppets. There is someone to blame-the government. We need something done NOW! In 4 months, when a new president takes office it will be too late. America will fail, we are not strong.

Posted on 09/17/2008 at 7:09:07 PM

 
I actually totally agree with you on this article. Instead of complaining about your financial problems, go out and do something about it!

Posted on 09/17/2008 at 6:09:55 PM

 
Debbie-I won't delete any negative comments as long as they are not offensive (and I am not easily offended). I do believe in freedom of speech, even if it involves name calling.

Posted on 09/17/2008 at 6:09:46 PM

 
Terrific article. However, if I were to disagree with you, I'd try to do it without calling you names and talking down to you : )

Posted on 09/17/2008 at 6:09:34 PM

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