Christian Debt Consolidation Companies - A False Sense of Security?

Claiming Christ in Business

More and more companies are adding the word "Christian" to their titles such as; loan companies, debt-counseling, consolidation firms, and even singles websites.  I believe in some cases this is a tactic used to lure people into a false sense of security.  People trust the name and become vulnerable to getting ripped off.  I looked into two Christian consolidation companies to see what they might offer compared to the "non-Christan" Companies. 

The first company I looked at, Christian Debt Consolidation by Christan Crossroads, claims to help resolve debts quickly with integrity,  I am guessing this means the other companies lack integrity.  This company also claims to reduce debt up to 70%(depending on circumstances) as well as lowering interest rates.  Late and over limit fees will be eliminated.  This is non-profit company allows you to make one payment a moth on the day you choose.  With God's directions on the side of how to reduce your debt by using God's plans.  

The other company I looked at Surf-In-The-Spirit Debt Consolidation, claims to only work with Certified Christian Debt Organizations  How do you become a certified Christian organization.  This company also reduces debt by up to 50%, reducing or eliminating interest , and able to preserve or rebuild credit. When a consumer asked a question about the companies being able to restore credit, they replied that they are not able to do so.  The companies will report that you have satisfied the requirements for the program. Okay.