Don't Continue Throwing Your Money Away on 411 Calls, Overdraft Fees and More

It is amazing the extent to which some people's laziness will get the best of them and their pocketbooks. Between the regular demands and stresses of life and the lack of something inside one's head to raise an alarm, too many people are overspending on additional costs that come from poor planning or downright laziness.

Obviously it is up to the individual to decide if they would prefer to continue overspending, but here are some common mistakes people make either from being too busy or simply not thinking.

Dialing 411 for some information is common. In fact, mostly everyone has dialed 411 at one time or another because it is used as a great resource. The problem is that while it may be a lifesaver when you receive the phone number of a store you are trying to find while driving on the road or a move theater you want to call on the way to the theater, it's not so great once you see the bill.

On average, 411 calls will cost a cell phone user about $2, but from a landline it may cost even more. Some cell phone plans have built-in plan packages that include 411 features that make it free, but this is not the case for everyone. If you are someone who frequently uses 411 as a resource, it may be time to change your habits.

After all, $2 by itself every now and then is not that bad. However, if you are making 411 calls even five times each month, the dollars add up. Sure it seems incidental to spend possibly $20 extra each year, but if you keep up those habits for the rest of your life, that $20 will turn into hundreds of dollars.

Dialing 411 should actually be a last resort. After all, there is such a thing as the internet and good old-fashioned phone books in which you could pre-plan and look up a number you need before going out on the road. However, if you are one of the many (which is most people today) who is usually so busy that pre-planning is not a choice, you can dial 411 for free at 800-FREE-411. You have to listen to an advertisement (which you may find annoying), but then you are directed to the same service you would normally have if you just dialed 411 alone.