Marriage and Money: Getting on the Same Page
Matthew Paulson
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If you are married, there's one word that will send shivers down your spine, no matter who you are. Yes, it's the "D" word, divorce. They are never welcome events, are always gut wrenching, and cause a lot of pain. It makes sense that couples should work together to improve their marriages on a regu 
lar basis before any major problems arise so that the "D" word never enters your vocabulary. Since money fights and money problems are the number one cause of divorce today, why not start proactively working on your relationship by getting on the same page when it comes to money?
Before I continue, it should most certainly be noted that this guide is being written from a Christian perspective. Marriage is an institution created by God, and it makes sense that the Church and the Bible should be listened to when it comes to your marriage. If you're not a Christian, you probably won't agree with all of the advice that I have to offer, but I genuinely do believe that my advice will be good for you and your marriage.
When you got married, the pastor said, "and now you are one." He did not say "and now you are one, except for your money, that's different." Everything that is the husbands should be his wives as well. Everything that is the wives should also be the husbands. It doesn't make sense to have separate finances. Having joint finances will allow you to better achieve financial goals, improve your communication skills, and allow you to learn to work together. Personally, I don't believe that there's any other way to go.
If you think that having joint finances is the way to go, you'll need to sit down and have a heart to heart talk with your spouse. Tell him or her that you would like to sit down tonight and talk about finances. Turn off the television, and cut out all of the distractions. Tell them out of a 1 to 10 of importance, this is at least a 9. Tell them that the sexiest thing they could do for you is to work together on your money. This will definitely get their attention. Tell your spouse why you feel that working together on your money is very important to you.
Before I continue, it should most certainly be noted that this guide is being written from a Christian perspective. Marriage is an institution created by God, and it makes sense that the Church and the Bible should be listened to when it comes to your marriage. If you're not a Christian, you probably won't agree with all of the advice that I have to offer, but I genuinely do believe that my advice will be good for you and your marriage.
When you got married, the pastor said, "and now you are one." He did not say "and now you are one, except for your money, that's different." Everything that is the husbands should be his wives as well. Everything that is the wives should also be the husbands. It doesn't make sense to have separate finances. Having joint finances will allow you to better achieve financial goals, improve your communication skills, and allow you to learn to work together. Personally, I don't believe that there's any other way to go.
If you think that having joint finances is the way to go, you'll need to sit down and have a heart to heart talk with your spouse. Tell him or her that you would like to sit down tonight and talk about finances. Turn off the television, and cut out all of the distractions. Tell them out of a 1 to 10 of importance, this is at least a 9. Tell them that the sexiest thing they could do for you is to work together on your money. This will definitely get their attention. Tell your spouse why you feel that working together on your money is very important to you.