Wedding Insurance: Protect Your Big Day

Weddings today cost, on average, upwards of $12,000 - more than a new car. The only difference is that we get insurance right away for our new car so that is a catastrophe happens, we're protected. It doesn't have to be this way - you can obtain wedding insurance that will cover your losses if the unexpected happens.

What Is Covered?

Most wedding insurance policies wrok just like insuring your car, home, or business. If something awful happens - the caterer suddenly goes belly-up two days before the reception, or your reception hall burns to a crisp the night before your big day, wedding insurance can help you recover all of the money you've paid out.

By having wedding insurance, a huge number of way-out-there "what if's" are a bit more under control. You can concentrate on having the wedding you've dreamed of, instead of worrying about the weather, key members of the wedding party like clergy, gowns, wedding rings, gifts, and ... well, a huge number of other things. Here are a few "what if's" that typical wedding insurance will cover:

Cancellations: If some unforseen event causes you to cancel the wedding, insurance will cover the fees racked up by the cancellation. Think about some of the things that have penalties for cancellation - everything from photographer deposits to the expense of flowers. So let's say that the clergyman scheduled to preside over your ceremony suddenly becomes ill - like, so ill that he can't stand up for the ceremony. Your wedding insurance will help you cover both the penalty fees of cancellation, and usually the expenses of having the invitations re-sent and flowers re-delivered for the day you reschedule to.