The Truth About Our Health Care System, and Why I Support a One Payer Government System

Day in and Day out I listen to Rush Limbaugh speak of half-truths and speak of what could be, instead of what is. When we talk about health care reform, I think it is important to understand the current situation; recently I was in the ER at a hospital, where I spent most of my time in a room without assistance. The total cost was around $4000.00. If I had insurance I would have paid $100.00 for the facility, however it might not have paid all the cost associated with the visit. Recently insurance companies have demanded most diagnostic procedures require authorization to see if they are medically necessary, even if an authorization occurs they use something called a disclaimer, meaning they don't have to pay for the procedure if they change their mind. Even if you think the insurance made a mistake and messed up by refusing to give authorization for something that was necessary and it caused complications, possibly even death and you think the insurance company is at fault and you want to take them to court, think again, most insurance companies have added in the insurance contracts you sign with your employer something called an arbitration clause, meaning you are prohibited from taking the insurance company to court.