Small Business Credit Cards: An Overview

In today's growing credit card industry, there are scores of options from which to choose. Do you go with low interest rates or awesome reward points? Do you bother with annual fees or weigh the benefits? Small business credit cards are even more numerous and diverse than personal cards, and choosing the perfect one for your company can take some time.

I've compiled an overview of cards from various financial institutions to aid in your decision. You can compare interest rates with reward points and annual fees. 

Chase Bank

1. Chase Platinum Visa Business Card

Interest Rate: 0% APR for 12 months; a variable APR thereafter starting as low as 11.24%
Annual Fee: None
Rewards: None
Benefits: Up to $1,000,000 Travel Accident Insurance, Auto Rental Collision Damage Waiver, Up to $3,000 Lost Luggage Insurance, Zero Liability On Unauthorized Purchases.


2. Chase Visa Platinum Business Card with Free Cash Rewards
Interest Rate: 0% for up to 12 months; variable thereafter starting at 13.24%
Annual Fee: None
Reward: Earn cash back with each purchase; earn 1,000 reward points after making first purchase.
Benefits: Up to $1,000,000 Travel Accident Insurance, Travel and Emergency Assistance, Purchase Security and Extended Protection.

3. Chase Continental Business Card
Interest Rate: 6.99% fixed APR for up to 6 months; 16.24% thereafter
Annual Fee: $75.00
Rewards: 10,000 OnePass®Bonus Miles after your first purchase, Double Miles at Continental.
Benefits: MasterCard Global Service, Up to $3,000 Lost Luggage Insurance, MasterRental® Insurance Coverage.

4. GM Business Card
Interest Rate: A variable APR,  13.24%
Annual Fee: None
Rewards: Earning points toward a new GM vehicle; cash back from paying at the pump.
Benefits: Master RoadAssist® Roadside Coverage, Travel Services Medical Protection, Emergency Cash and Card Replacement.