How to Save Money Any Way You Can: Get Out of Debt and Stay Out of Debt

I have some ideas on how to save money if you are in debt, become unemployed, disabled temporarily or permanently. I am currently on disability and a few years back when the job situation was really bad I was unemployed for close to a year. One thing you can do, at least in California, is to get a discount on your gas and electric bill. Check your bill next time you get it or go on the internet and check out the requirements on their web site. You can save up to 20 %! Also, don't use appliances till after 7:00 p.m. if at all possible and close blinds in the summer and use fans to stay cool. Open blinds in the winter to stay warm.

More Tips on Saving and Earning Money

You may also be able to lower your phone bill if you don't use the phone too much. You may be able to save a lot by changing your internet service provider as well. You can pay bills on the net and save on envelopes, stamps and checks if you have your own computer. Pay through the company website rather than your bank, because the company websites are free of charge. With more time on your hands you can earn some money getting paid to write on the internet, doing paid on line surveys and using points earning sites. You can order free samples from free sample web sites such as Freebie Jeebies, Twisted Branches, Walmart and Start Sampling.

Some of My Favorite Websites to Earn Money

I recommend the following internet survey sites, My Survey, Gather, My Lot, Associated Content, My Points, Lightspeed Research Panel and Global Test Market. Also if you have a printer you can check on coupons and rebates for groceries, etc. If you have an old car you can get your insurance coverage cut way down by getting rid of comprehensive and collision, (I was even able to do that over the internet). You may want to check in to changing companies. You can also do your banking on your bank's website, saving you from going to the bank and saving on gas as well.

Get Rid of Things You Don't Need and Take Advantage of What You Can