Guarantee Yourself a High Interest Rate on Your Savings

Recently in the field of banking there has been increasing interest rates (both for the home and for the savings account). It is significant the amount of interest now being offered on American based accounts. Websites run by big banks, like ING Financial Services have begun to offer very high interest rates on savings accounts.

One bank to look at does include ING Financial Services, their website INGdirect.com is worth looking at because of the huge interest rates that it offers. It has a 4.75% return for the next few months on new accounts. Also, if someone refers you to the account, you can get an extra 10 dollar bonus in addition to one of the United States' highest interest rates.
Another to consider is Hong Kong, Shanghai Banking Corporation's new online service HSBCDirect.com. It offers the nation's highest guaranteed rate on savings accounts according to bankrate.com. With a minimum deposit of only one dollar, it is worth a 4.8% return on your money. It is seriously one of the best deals in the, its something that should be considered as an investment.

Should you be a person that uses Automatic Teller Machines often, you should consider E*trade bank, you can visit their website at www.etrade.com. They do offer to pay back any ATM fees that you incur by using your card. Their bank accounts offer FDIC insurance (like those from ING and HSBC), which means that any of your money you put in is guaranteed with the full faith and credit of the government of the United States. It offers a 4.4% interest rate but unfortunately also does not seem to offer its banking services in Spanish.

Another great deal is offered by Netbank, another fully insured by the FDIC bank. It offers people the ability to deposit $1,500 and after a month in the account, there is a $75 bonus on the account. You must link to it from Bankrate.com to get the internet bonus. http://www.netbank.com/pro342.htm?PM1=bankrate is the website you should go to in order to receive the bonus. It is definitely worth it.