What Kind of Car Payment Do You Want?

I'm not a millionaire, even though I wish I was. I work long hours struggling to pay my house, car, and other bills on a monthly basis. Grocery brand generic foodstuffs are purchased to save money, and I buy in bulk for household items. Does this sound like you? If you are a hard working citizen who has to be frugal to survive, what will that leave you in the car market? Its obvious you need reliable transportation, that won't leave you stranded like the Flinstone's Car.

I drive a mid sized sedan, primarily due to its great gas mileage. It's nothing to look at, and won't impress anyone. There is a market for middle class individuals, who want to have a good looking car at a reasonable price. Most individuals are not going to buy a $40,000 Audi or BMW, which cost roughly $800 a month for the car payment. That is a mortgage payment by itself, and when you figure in maintenance, insurance, and premium fuel costs it is out of reach for most budgets.

There are choices, and the one premium car that can be purchased on a fairly restricted budget, is the Hyundai XG350. They started new from between $22-$30, and this was the last year of production for this car. It has now been replaced by the Hyundai Azera, which is a little more expensive. I've been driving the 05 model for the last couple of days, and its price tag is $14,200. It has 54,780 miles on it, and is in real good condition. The paint and interior were well taken care of, and it should sell quickly.

Engine Performance/Handling

This car is powered by a 3.5 liter V6 engine, that produces 194 horsepower. It's not too fast off of the line, and it will not be confused with those ridiculous powered Northstar Engines. The power is not impressive until you hit about 30 mph, and then it quickly responds to hard acceleration. Its as almost as if it wakes up a little bit after a strong cup of coffee,and decides to become a "big boy." I really enjoy this engine in merging situations on the highway, as it responds at the right time. It also has a nice growl to it, that gives the car a little sport influence, but its not so loud to hurt any luxury appeal.