Cheap Health Insurance for Single People: Plans with Basic Coverage and Low Premiums

Four Providers to Consider

Whether you are self-employed or simply unfortunate enough to work for an exploitatively capitalist company that does not offer benefits, you may need to purchase your own health insurance plan. If you are like me (fairly young and in good health), you may be looking for cheap health insurance for single people - basic coverage with low premiums and adequate benefits in case of an emergency or other onerous health expense. For those of us without pre-existing conditions, children, or other complicating factors, a simple health insurance plan with a high deductible may be appropriate. If you can afford to pay for most low-cost medical expenses out-of-pocket and just want to cover yourself in case of hospitalization, surgery, or a hefty unforeseen medical expense, there are several providers that offer cheap health insurance with low premiums for single people.

Availability of basic coverage does vary by your geographic area, your state’s regulations, and other details beyond your control. Since no company offers this type of insurance in every single state, I have focused on providers who sell relatively cheap health insurance for single people in a large number of states (14 or more). Here are four companies offering plans with basic coverage from whom you can request quotes.

Celtic  – basic coverage available in 33 states
http://www.celtic-net.com/