Are Banks Ripping You Off?

Yikes, that is a bit excessive. With me, I was doing great in the overdraft dept in my banking and hadn't been overdrawn in nearly a year until last month. On my bank statement in the overdraft notice section, they listed a $5 check as being overdrawn by $4.27. Yet according to my bank statement, which I check every day, that $5 had cleared and I had a balance of something like $28. The next item above the overdraft was an overdraft fee of $38. No indication on the statement itself as to where I was overdrawn. I ended up paying $190 in fees for a $4.27 overdraft as they added debit charges, which also had already been deducted from my balance, again with no indication on the statement itself as to why I was overdrawn. I also have my pay check autmatically deposited and they charged me two overdraft fee before crediting my deposit. According to the overdraft notices I recieved, they state they don't do that. But anytime I've been overdrawn it is due to the fact that they deduct transact

I was bounce from paypal to negative $260 dollars. I deposited a thousand dollar check, and had it held for 5 days. I was subsequently bounced on my account, so many times, that I was still negative $76 dollars after my deposit. The branch manager refused to help me. In the past month I have had almost $1000 in bounce fees. All a result from a $25 transaction