Top Five Credit Card Websites

Finding the right credit card for which to apply is a daunting task. Calling various companies, searching their websites, and ardently comparing fees and interest rates can take forever, and let's face it: we have better things to do. But short of picking the first one you happen upon, what else is there to be done?

I have found the answer: Credit Card Offer Websites. These businesses make money each time a consumer fills out an application through their website. It costs nothing for you to use this service, and you can find offers from multiple companies all in one place. Using these websites, you can search for the type of card you want, or just search them and compare. 


1. www.Credit-Card-Surplus.com - "If We Don't Have The Credit Card You're Looking For, It Probably Doesn't Exist"

This website is my favorite offer site because it is extremely well-laid-out. They feature cards from Chase, Bank of America, American Express, Discover, Citi, Bank One, Advanta and Orchard. And not only can you search by the type of card - such as airline rewards or student cards - but also by features. If are looking for cards that have low interest rates, no annual fees, high credit limits, or for bad credit, then you can run that search via this site. They also have scores of articles about finding the right credit card, credit card trends and ways to help consumers build their credit scores. 

2. www.creditcards.com - "#1 Rated Site To Search, Compare and Apply For Credit Cards"

This is my second favorite site because they allow consumers to easily compare credit cards with other offers. They also have applications for pre-paid debit cards and credit card specials. CreditCards.com features cards from Chase, Bank of America, HSBC, Citi, American Express, Discover, First Premier Bank, and Advanta. They have an article center where you can research credit card trends as well as a section for news about credit cards. Especially informative is their Frequently Asked Questions section about applying for credit cards online.

3. www.CreditLand.com - "Tell Us Who You Are, and We'll Help You Find The Right Card"