Review: Geico Car Insurance

I am sure everyone has seen the cute little gecko commercial for Geico car insurance. They have another commercial now using a cave man; advertising that it is so easy a cave man can do it. It is easy. Prior to using Geico, we used Progressive for our insurance. They were quite expensive.
 We had a problem with Progressive, because they cancelled us without warning and sent back our money, so we changed to Geico two years ago. I had just seen the commercial when I decided to go online and get a quote. The rate was fantastic, and lower than any insurance company that I had checked that day. I did the transaction online, and faxed in the information they asked for. I then was issued my insurance receipt which I printed off from the computer. It was so easy a cave man could do it!

Last winter I had a little accident with our minivan. There was ice on the road that I didn't' see and I went sliding off the road and down an embankment. I might have been killed, but a tree had broken my fall. The tree wasn't very big, but if it wasn't there, the car would have gone further down the embankment and I would have gone into a stream. It was a good ways down. Anyway, I was rescued by a motorist who saw me go off the road.

I called Geico and the operator was helpful and courteous. Within hours the car was removed from where I went off the road and loaded onto a wrecker truck. I called Geico, and the operator I talked to was very helpful. Within several hours an agent inspected the vehicle and took pictures of the damage. The frame was bent on the minivan, so the vehicle was totaled. Geico handled our claim so quickly that we had a check within a week. We were able to out and purchase another vehicle.

 
Comments 1 - 2 of 2  
Comments
Type in Your Comments Below

Geico consumer reports consistently indicate that while for damage only issues they are VERY prompt as you experienced, but they have one of the highest bad faith rates in matters that passengers and drivers are hurt and badly hurt when it comes to not paying for medical bills, lost work and long term disability needs even in death and severe injury cases - the figures about bad faith and minors is shocking. Google bad faith and Geico and decide for your family.

Posted on 09/03/2007 at 12:09:00 AM

It is nice to know that the gecko is right! :-) Nice review!

Posted on 06/22/2007 at 11:06:00 PM

Comments 1 - 2 of 2