Wyoming Medicare Supplemental Insurance Coverage Information

What is Medicare Supplemental Insurance

Medicare Supplemental Insurance, commonly referred to as MediGap, is an insurance program that helps to cover medical services that Medicare fails to cover completely like extended home care, prescriptions, and extended hospital care. There are about ten different MediGap programs that are available, MediGap Plans A, B, C, D, E, F, G, H, I, and J. Each of these lettered plans covers different types of medical care benefits and situations.

MediGap Plans A is a basic benefit plan.

MediGap Plan B offers basic benefits, as well as supplemental coverage to Medicare Part A’s inpatient hospital deductible.

MediGap Plan C offers everything that Plan B does, as well as offering its customers supplemental coverage for Medicare Part A’s skilled nursing facility co-insurance, Medicare Part B’s deductible, as well as foreign travel emergency health care coverage.

MediGap Plan D offers basic benefits, supplemental coverage for Medicare Part A’s inadequacies, as well as foreign travel emergency health care coverage and at-home recovery coverage.

MediGap Plan E offers basic benefits, supplemental coverage for Medicare Part A’s inadequacies, foreign travel emergency health care coverage, and preventative care coverage.

MediGap Plan F offers its recipients basic benefits, supplemental coverage for Medicare Part A’s inadequacies, supplemental coverage for Medicare Part B’s deductibles, foreign travel emergency health care coverage, and 100% coverage of Part B’s excess charges. Plan F has a high-deductible option that is available, which can help to reduce the cost of this comprehensive plan.

MediGap Plan G offers basic benefits, supplemental coverage for Medicare part A’s inadequacies, foreign travel emergency health care coverage, at-home recovery coverage, and 80% coverage of Medicare Part B’s excess charges.