The ASPCA offers several plans to choose from when deciding on which type of affordable pet insurance to purchase for your dog or cat. There are very specific illnesses and injuries that are covered and many that are
unfortunately not, so I would recommend taking a look at this comparison chart and if you can in any way anticipate the likelihood of certain illnesses in your cat or dog, keep that in mind when figuring out what type of coverage will be worth your buck.
Refer to the chart here for thorough details Plans for ASPCA animal healthcare pet health insurance plans>/A> but to give you some sort of an idea of what you are looking at, the safety plan, which I presume is the most basic option, costs $6.99/month for cats and $8.99/month dogs which is extremely inexpensive but it does only cover unexpected accidents such as poison ingestions, or injuries of various sorts. The most expensive plan is $67.14 for dogs and $76.69/month for cats and takes care of injuries, routine checkups, many other pet related medical expenses and most important chronic illness treatments and long term care.
A plus about the plan is that you can start using it the day it is effective. The only matter that requires a 30 day wait is the illness coverage. With the ASCPA pet health insurance you can go to any veterinarian and regardless of your cat or dog's age, weight or health, you are eligible for a significant reimbursement on your payment, depending on what plan you opt for. Or at least so they say. The factors such as pet's age and pre existing health conditions are matters that anyone seeking pet health insurance would be wise to look very thoroughly into. Reason being, tricky wording for advertising purposes by all of these companies often appear to promise you benefits that you really cannot receive once you view the fine print.
ASPCA pet health insurance benefit explanations are not much difference when it comes to loose definition of this important criterion. For example, they state that your pet is eligible no matter how old or what the status of their health may be, yet if you read through the Frequently Asked Questions, there seems to be a slight discrepancy. In this section it states that for the initial enrollment into the program dogs must be between 8 weeks old and younger than 13 months old. For cats, it is between 8 weeks and 15 years old. It also states that their health coverage does not provide benefits for animals with pre-existing health conditions nor for congenital/hereditary conditions or illnesses.
Here is an official list of all the exclusions:
Pet Insurance Exclusions
Refer to the chart here for thorough details Plans for ASPCA animal healthcare pet health insurance plans>/A> but to give you some sort of an idea of what you are looking at, the safety plan, which I presume is the most basic option, costs $6.99/month for cats and $8.99/month dogs which is extremely inexpensive but it does only cover unexpected accidents such as poison ingestions, or injuries of various sorts. The most expensive plan is $67.14 for dogs and $76.69/month for cats and takes care of injuries, routine checkups, many other pet related medical expenses and most important chronic illness treatments and long term care.
A plus about the plan is that you can start using it the day it is effective. The only matter that requires a 30 day wait is the illness coverage. With the ASCPA pet health insurance you can go to any veterinarian and regardless of your cat or dog's age, weight or health, you are eligible for a significant reimbursement on your payment, depending on what plan you opt for. Or at least so they say. The factors such as pet's age and pre existing health conditions are matters that anyone seeking pet health insurance would be wise to look very thoroughly into. Reason being, tricky wording for advertising purposes by all of these companies often appear to promise you benefits that you really cannot receive once you view the fine print.
ASPCA pet health insurance benefit explanations are not much difference when it comes to loose definition of this important criterion. For example, they state that your pet is eligible no matter how old or what the status of their health may be, yet if you read through the Frequently Asked Questions, there seems to be a slight discrepancy. In this section it states that for the initial enrollment into the program dogs must be between 8 weeks old and younger than 13 months old. For cats, it is between 8 weeks and 15 years old. It also states that their health coverage does not provide benefits for animals with pre-existing health conditions nor for congenital/hereditary conditions or illnesses.
Here is an official list of all the exclusions:
Pet Insurance Exclusions
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