Fresh Out of College and Moving Into Your Own Place - Furnish It Without Breaking the Bank

College loans are mounted higher than the eye can see. Your parents have hugged and congratulated you upon completion of your four year certificate. The world is your oyster and you hold it in the palm of your hands. And then you find your dream place...well, as close to a dream as you can fathom on a starter's salary. You pat yourself on the back and the sun seems to smile on you until you realize one important thing, one missed factor that you have neglected: other then your single bed, a chest of drawers, and a toy chest from when you were five years old, your new digs will be furniture free. That's a whole lot of empty space, and after glancing at the Rooms To Go sales flier, you realize that your already stressed and maxed-out credit card really cannot afford that much more of a hit.

What's a newly independent individual like yourself going to do?

Well, there are alternatives to getting angry calls from Capital One representatives about past due bills or a maxed-out credit card. You do not necessarily have to increase your debt load. Deals exist if you have the time and patience to look. Do not high-tail it to Sears just yet. Put your car keys down and spend five minutes looking at possible money-saving alternatives.

1.) Garage Sales

A garage sale exists because people need to "get rid of" stuff that no longer fits their needs. Perhaps they are moving or upgrading furniture. This presents the perfect opportunity for a young college graduate to get decent furniture at pennies on the dollar. Finding garage sales does not necessarily mean having a good eye as you drive down the street and spot a sign on the side of the road. Your local Penny-savers, (in many cases delivered to your house whether you want it or not) has a section specifically for garage sales taking place in your area. Be sure to show up early before others for a garage sale and keep in mind any price is negotiable. Check used furniture for wear and tear, inspecting springs, bolts, and cushions before you purchase. In some instances, delivery may be negotiated as well.

2.) Craigslist.com