The Best Automobile Affinity Cards

Whether you wish to save some money on your next oil change or build a sizeable down payment for your next new car purchase, automobile affinity cards have a charismatic charm all their own. Many popular brands of automobiles offer special rewards programs through credit card accounts for their valued consumers and potential new buyers.

Those who really, truly love their cars will be the first to jump on the automotive rewards bandwagon, merely to sport a Subaru®, Mazda or other vehicular insignia on their plastic tender. However, new potential customers and the less fanatic but still loyal consumers who stand true to a particular make of car may also feel the magnetic draw toward carrying a car-friendly credit card.

Though these may not be all of the rewards-based affinity cards available for vehicle owners, below you will find a number of popular automotive credit cards and some facts about their terms of service. As with any credit card, consumers should thoroughly research all terms of agreement and fine print prior to signing up for a credit card account.

Chrysler Rewards Visa®

APR: 1.9% introductory APR for six months, between 11.99% and 15.99% thereafter, up to 27.99% penalty

Point accumulation: five points per $1 at any Chrysler, Jeep® or Dodge dealership, one point for every $1 elsewhere

Bonus after first purchase: 2,500 points

Apply points toward: Dealer Dollars certificates toward purchase or lease of a vehicle, parts or service, extended warranty, authentic accessories and branded merchandise.

Other benefits: Earn unlimited points that do not expire for five years

Annual fee: $0

Dodge Rewards Visa®

APR: 1.9% introductory APR for six months, between 11.99% and 15.99% thereafter, up to 27.99% penalty

Point accumulation: five points per $1 at any Chrysler, Jeep® or Dodge dealership, one point for every $1 elsewhere

Bonus after first purchase: 2,500 points

Apply points toward: Dealer Dollars certificates toward purchase or lease of a vehicle, parts or service, extended warranty, authentic accessories and branded merchandise.