Mental Health Services and Insurance Companies

Why does counseling cost so much? Do they think someone who really needs help is able to pay such staggering amounts? What if the illness is mentally disabling? Do they expect these individuals to be high achievers with astounding paychecks? Why do more companies have more out-patient service coverage than in-house? Why does counseling cost so much? Why is it companies cut your pay the longer you are out on medical leave? The longer you are out of work, I think it is safe to say, the individual needs more time and more help. Why is there a set limit on the number of visits one can make to receive counseling that is required to alleviate, or lesson symptoms of the clinically depressed, or otherwise mentally troubled people? Do insurance companies actually think less visits allowed will stimulate someone to speed up their recovery time, like the rate of nervous breakdowns in our society are declining?Why limit counseling sessions to fifty minutes if the main purpose is to help people in need? Like the job market is bombarded with new and promising opportunities for employment, especially for people who are unstable.