Auto Accident Bodily Injury Claims: Leading Source of Insurance Fraud

Managing Your Auto Claim

Insurance fraud has increased in recent years. While many insurance carriers have placed fraud indicators within their claims system, there are many claims that are still filed in response to a fraudulent act. Of the many lines of insurance that are at-risk, auto insurance fraud seems to be the most prevalent.

If you have been involved in an automobile accident, you can expect there will be complications involving some degree of fraud. While you may have no intention on filing a fraudulent claim yourself, if anyone was involved in the auto accident with you, you can expect there will be some degree of fraudulent activity.

Bodily injury claims are the most common types of claims filed in an auto accident and account for the greatest numbers of dollars expended. Because of this, the bodily injury claims are also at the greatest risk for falling prey to fraud. Therefore, if you are the insurance on which the auto claim has been filed, you may want to stay actively involved in the claims handling to ensure any individuals hurt in the accident are thoroughly investigated in terms of any bodily injury claims.

One of the greatest factors that lead to a fraudulent claim for bodily injury involves the malingering or exaggeration of symptoms, especially that involving a soft tissue injury. For many individuals who are filing fraudulent bodily injury claims, there is a greater tendency to treat with a chiropractor. Because a chiropractor commonly treats soft tissue injuries extensively, it is not uncommon for those who are involved in fraudulent bodily injury claims to treat with a chiropractor.