Top Five Unethical Ways to Save Money

Saving money and being frugal is a fine practice, but there are several common practices that border on the unethical. Some are, if not against the law, definitely against the rules and the mores of common decency. This article covers the top five unethical ways that people try to
save money everyday.

Unethical Money Saving - The Used Return

Mary may not have the money to spend on a fancy dress for that one special occasion, but she does not let that stop her from accepting the invitation. Heading out to the fanciest dress shop in town, she puts a black sequined number on her credit card.

She never has any intention of paying for the dress. She wears it once, has a great time at the party, and then returns the dress the next day. For the cost of dry cleaning, she got a wonderful dress for her party.

Returning used goods, especially clothing, to stores is definitely against the rules. It is unethical to save money in this way.

Unethical Money Saving - Condiments

Many fast food restaurants have instituted rules that deal with this slightly unethical practice that saves money. Asking for or taking thirty packets of ketchup every time you go to McDonald's is an unethical way to amass ketchup stores for home use. In restaurants with condiment bars it is even worse. Packets of ketchup, mayonnaise, mustard, salad dressings, salt and pepper, and plastic utensils are shoved into pockets and handbags by the dozens.

Unethical Money Saving - Steaming Stamps

It is against federal law to reuse a stamp that has already been used, even if it has mistakenly not been canceled. That does not stop a lot of people from getting out the teapot or iron and steaming it off the envelope. For the savings of about forty cents, doing this is not really worth the time.

Unethical Money Saving - Rebate Switch

Some people make a true hobby out of getting rebates for items. Those one to ten dollar checks in the mail are a thrill and a way to earn extra money to save. The problem comes when the person begins saving up rebate forms and doctoring receipts in order to get the product. It is easy to smudge out a date or even reprint a whole receipt with the right tools.

Related information
 
Comments 1 - 10 of 10  
Comments
Type in Your Comments Below

Nice article! I think those who practice some of what you've mentioned learned how to increase their potential savings. haha. Just kidding. It should be a wake up call to those who do it-- that it is not right. Thanks!

Posted on 05/15/2008 at 7:05:24 PM

I completely agree. Being able to get away with something does not equate to that thing being right. The result of such practices (especially ones with higher costs for businesses and/or the government) is higher prices for everyone. These people are convincing themselves that the cost of their behavior is borne by the business, and that the business can afford it. In reality however, the business will adjust its prices to account for these cheats.

Posted on 03/04/2008 at 12:03:41 PM

Great article! I just hope people don't use it as a how to. lol.

Posted on 02/26/2008 at 4:02:18 PM

It is hard to imagine that some people really do these things. I used to know a girl (casually) that was just breaking into modeling. She would buy all sorts of cool outfits, do her modeling gig and then return them, usually with make-up all over them. Well thought out article! Flip

Posted on 02/11/2008 at 12:02:24 PM

Great article!

Posted on 02/06/2008 at 1:02:53 PM

I had a friend that bought jewelry for dates and returned it. I thought it was terrible and my view of her went down. (I came from a small business family so my view of this may be different from others.) Although I always saved the packages of jelly from restaurants because I felt I paid for them.

Posted on 02/04/2008 at 10:02:04 PM

I can think of a few myself. When I was bartending, the women would steal toilet paper, and other cleaning products from the ladies room.

Posted on 02/04/2008 at 8:02:34 AM

very well written!

Posted on 02/02/2008 at 6:02:49 AM

I agree with Carol. These are really bad practices. The one I hate the most is hearing from tax evaders and how they plan on cheating the system. Sophie

Posted on 02/01/2008 at 11:02:45 PM

These practices bother me too. I was always taught that such things were unethical when I was a kid.

Posted on 02/01/2008 at 4:02:09 PM

Comments 1 - 10 of 10