Top 10 Student Credit Cards

By R. Elizabeth C. Kitchen, published Jan 31, 2008
Published Content: 195  Total Views: 51,455  Favorited By: 80 CPs
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I am currently a college student and I know all too well how important it is to find the perfect credit card. Student loans and part-time jobs rarely give you what you need to fund your education while keeping financially afloat. With a little research and a little experience I have found some of the best credit cards for students of all financial backgrounds and situations.

Discover-More Card issued by Discover Bank

Introductory Features

0% intro rate on balance transfers for 12 months

0% intro rate on purchases for 6 months

APR % Ranges

10.99%-18.99%

No Annual Fee

Rewards

5%-20% cash back at selected retailers on their own online shopping site

Significant increase in rewards when they are redeemed for gift cards from their bonus partners

Additional Information

Online bill pay and account access

This card is meant for those with fair to good established credit

Discover-Open Road issued by Discover Bank

Introductory Features

0% intro rate on balance transfers for 12 months

0% intro rate on purchases for 6 months

APR % Ranges

10.99%-18.99%

No Annual Fee

Rewards

5%-20% cash back at selected retailers on their own online shopping site

Significant increase in rewards when they are redeemed for gift cards from their bonus partners

Additional Information

Online bill pay and account access

This card is meant for those with fair to good established credit

American Express-Blue Cash issued by American Express

Introductory Features

0% APR for 6 months

APR % Ranges

12.24%-17.24%

Rewards

Unlimited cash back with up to 5%

No Annual Fee

Additional Information

Fixed rate of 4.99% for balance transfers

This card is meant for those with fair to good established credit

Master Card Citi Card issued by Citi Bank

Introductory Features

0% on balance transfers for 9 months

APR % Ranges

12.49%-30.49%

Rewards

1 thank you point for every dollar spent on purchases

No Annual Fee

Additional Information

All can apply though credit is not guaranteed

Credit One Visa issued by Credit One Bank

Introductory Features

This will depend on approved line of credit

APR % Ranges

23.90%

Rewards

Yearly account reviews that allow for credit increases.

Comments
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Citi Bank tends to have the best cards when it comes to rewards and customer service. I've found with my research that students tend to stay away from AMEX and Discover becuase they still aren't widely accepted. Tom @ http://www.findcollegecards.com

Posted on 06/22/2008 at 5:06:36 PM

 
I have saved this, thank you

Posted on 03/20/2008 at 11:03:53 AM

 
My daughter will soon be heading off for college. This is good information to know. Thanks for sharing!

Posted on 02/09/2008 at 10:02:29 PM

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