How to Find Affordable Health Insurance When You're Self-Employed

Being self-employed offers many benefits and advantages; unfortunately health insurance isn't one of them. Self employed individuals have to seek out their own health insurance provider, and this can be considerably more expensive than an employer-backed group rate. Self-employed freelancers may qualify for group discounts and services if they join certain groups and affiliations, but this isn't the only option to get great health insurance rates. Affordable health insurance plans are available from a variety of networks and health insurance providers; here's where to turn:

Start with Health Insurance Quotes
Don't settle for the first health insurance provider you find from a Google search; the best way to find a wide range of rates and services is by getting a quote from a health insurance database. NetQuote is a great place to start, as this one compares rates from leading health insurance providers including American Family Insurance, Kaiser, Humana One, and Assurant Health. Even if you don't sign up with any of these companies, you'll have a good idea of the rate ranges and services available in your area.

Review Rates from Self Employed Insurance Group
This is a sales and marketing agency for health insurance, that takes care of the approval stage of your application. The health insurance providers in this network are not major companies, and the company works with association health plans instead. It's a private company that won't sell your information to third parties, and can help you secure some solid health insurance packages in a very short period of time.

Get a Free Quote from eHealthInsurance.com
If you're looking for a temporary policy or just a standard individual health insurance policy, this is another valuable resource. eHealthInsurance.com specializes in short-term, student, and dental insurance if you need other services as well, and the application process is very straightforward. Health insurance coverage plans are available from Humana, United HealthCare, Aetna among others.