Prepaid Visa RushCard by Russell Simmons: Alternative if You Have Bad Credit

Phat Farm or Baby Phat, Anyone?

If you’re like most people these days, your credit isn’t so hot and you may have a few outstanding bounced checks floating around out there somewhere. If this is your situation, you already know that if you don’t have a bank account somewhere, it’s going to be pretty difficult to convince a bank to take you on as a customer if they have to pull your credit report or run you through hell, I mean Chex Systems, Telecheck or something like that.

Here’s an option that you may not have known about, to give you easy access to your money with the convenience of a Visa logo, and the freedom to shop, use bill pay and withdraw money at will.

With the Prepaid Visa RushCard, you can easily manage your money. You’ll be setting the limit by the amount of money you add to your card. Then you can shop wherever Visa is accepted or even withdraw cash from over 800,000 ATM’s.

It’s free to sign up and you can enjoy the benefits of FREE Direct Deposit. You can allocate a portion or your entire paycheck to the RushCard and it will be available on PAYDAY. From my personal experience, my paycheck is usually available after 7am ET. If I try to use my card before 7am, my paycheck will not have yet posted to the card, unlike many direct deposits that hit your bank at midnight. One cool thing about the direct deposit feature, is that you can also have your income tax returns directly deposited to your card. I did it for the 2005 tax year and it went off without a hitch. A second cool thing is that anytime I’ve had anything directly deposited to my RushCard, I’ve received an email notification of deposit.

You can check your balance and transaction history 24/7 online at www.rushcard.com or simply call the 1-800 number on the back of your card for balance and transaction details.