Why You Should Avoid AmSouth Bank like the Plague

Is Satan Their CEO?

Let’s face it, every bank is America is a corporate criminal; if a person conducted business the way a bank does they’d be serving consecutive sentence for fraud and racketeering. Can you think of any other business in the world that charges you for the privilege of using your
 money? I know all banks suck and should be subjected to some sort of massive Project Mayhem style attack, but this article is going to specifically single out one particular bank and suggest that if you possibly can avoid doing any business with them at all you should.

Word of advice from someone who knows: Avoid AmSouth Bank at all costs. Do not open an account with them. If you do this you will do so at your own risk. Why should you not open an account with AmSouth Bank? Because they will cheat you. They will steal your money and when you try to reason with them you will be forced to talk with employees who have apparently undergone the same lobotomy procedure as anyone who still believes the war in Iraq is going well for the US.

I don’t mean to attack the AmSouth Bank tellers. The AmSouth Bank tellers are fine. But if you should find yourself in the deeply unfortunate situation of being forced to hold a conversation with an AmSouth Bank executive, prepare to engage in a conversation that be roughly as penetrable as Abbott and Costello’s Who on First routine. I was charged $140.00 bank charged something that didn’t cost AmSouth any money. Upon realizing this I was quickly credited with half the amount. Unfortunately, I was told I’d be refunded the full amount but that it would have to wait for the monthly series of whatever the heck it is that banks do with all those charges that customers must put up with because we have no other recourse.

 
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Hi. What's with the cry-baby routine? All of this griping and moaning over a few hundred bucks? Sweet baby Jesus, if you were bright enough to actually stay on top of your finances, you wouldn't have a problem. Most of the time, when people have problems getting situations like this rectified it has far less to do with the bank staff and much, much more to do with the whiner who is incapable of property explaining/verbalizing the situation and processing the responses. In other words, the only people who get screwed by banks are the dumb ones.

Posted on 07/17/2008 at 9:07:41 AM

I've been a Regions customer since Union Planters in 2000. I'm quickly finding out they abuse this NSF thing beyond any bank I've ever used. Set me back $93 because of their screwy accounting.

Posted on 12/21/2007 at 2:12:33 AM

Wow if only I had found this post 9 months ago when I opened my AmSouth account... I have my account here in Tennessee and when I first opened it I ordered checks and had to have them redone 4 times because they kept getting the information wrong and I wrote it down right in front of them the way I wanted them each time. Then I ordered address labels that had to be done 8 times and they didn't even get them right then so I gave up on the labels. When I got my bank card it was wrong also I thought was just having a bad week with all this going on but finally they got one right 4 cards later. Now I have been out of the state living in Las Vegas as a live in caregiver/roommate and my bank card was used without my knowledge and the over draft fees of $33.00 each added up to well over $450+ and when I got back into town I talked to the lady I opened the account with and she told me I couldn't get any of my money back unless I signed for an investigating and I did but that was only for

Posted on 08/13/2007 at 10:08:00 PM

You think the war in Iraq is not going well?

Posted on 08/10/2007 at 10:08:00 AM

You are all pathetic losers. You all need to get a life and learn how to balance your checkbooks and keep up with your finances. Yes, Amsouth is greedy and deceitful, but don't spend the money you don't have. Make sure you have the money in your account and don't assume that your balance is sufficient by checking at the ATM. It is up to you individually to keep track of your account, and not trhough a metal box that hands out cash. Take some responsibility for your actions. AmSouth is following federal regulations. Granted, they twist those regulations in their favor, but still, it is within what is allowed by the US government. I have banked with AmSouth for over three years and have yet to have any kind of an overdraft fee or some strange hold placed on my account.

Posted on 08/04/2007 at 5:08:00 PM

Check this out; Amsouth Bank transferred some money from my checking account to my ex-wife's savings account because her account was in the negative due to bank fees. My ex-wife's name was not on my account, nor did she ask the bank to transfer the money from my account. They claimed the mistake was made because we both had the same last name, and that our daughter's name was on both accounts. When I found out the error I called the bank, but they were not very cooperative; they agreed a mistake was made but refused to tell me whose account "my" money was in. It was ok for them to transfer my money to someone else's account, but it was not ok for them to tell me whose account it was. It took almost a week to get my money back.

Posted on 07/25/2007 at 3:07:00 AM

Unbelievable! AmSouth has yet to explain to me why it added fees totally $65 to my account after I closed it. When I closed the account, they handed me cash and thanked me for being a loyal customer. Two months later they added $65 to my statement (not sure why they continted to send statements) and started sending bills. No one there has any answers and they don't even bother to answer my emails any more. They've told me it was straightened out so many times that I actually believed them. Just got another bill.

Posted on 07/23/2007 at 2:07:00 PM

Check your account online and watch your money dissaper right before your eyes.It does you absolutley no good to keep a registry because even if you deduct your payments and it hasn`t cleared but you didn`t spend that money twice,they`ll say you are over drawen by that amount and charge you $36.00 nsf.They always have an explanation that even Eienstein couldn`t understand,finally your tired of arguing and they win anyway. I switched to them when my last bank being Northwest Georgia Bank was stealing all my direct deposit checks and then charging me nsf fees,they still tried to say I owed them $152.00 so I told them they had stolen enough to cover that and more so sue me.I`ve never herd from them agin.It is my opinion that all banks are thieves because they can be, and we let them.

Posted on 07/12/2007 at 1:07:00 PM

try a hand at rationality,, it might serve your purpose better than just reacting to your environment.

Posted on 06/06/2007 at 1:06:00 AM

My husband and I had a car loan through these idiots and payed the loan off 4 years ago and never recieved our title.We called to see what had happened to it and of course they said they had sent it.We never got it.The car is totalled from a wreck I had April30th and wehave been trying to get a lean release to get a duplicate title but they keep giving us the run a round.I wish I had never had to deal with these losers!!!

Posted on 05/25/2007 at 2:05:00 PM

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