Did a Storm Recently Knock Down a Tree in Your Yard? How to File a Damage Report

The tree that stood in my backyard, was a good friend. A storm passing through the Midwest area ended it's stand. Around 80 years ago a kind person planted a twig that grew larger than life. I woke with a crashing thud and lights out . Branches with green leaves were pressed against the windows. Come daylight, the damage was realized. It all seemed unreal, This huge tree splat on the ground, innocent and lifeless.
Fallen tree's of every size and bred are evident after a storm. You can spot them with ease. Fallen across roadways or private property. The just of it isn't even a thought in your mind. Then one day you become the victim of a fallen tree. With luck only material things will be lost. You can replace windows, house parts, cars, vegetation, and even the tree it's self.

Tree Removal Service
The work begins when you have to get the tree removed. Finding a tree removal service is easy as the yellow pages. Get a few references from friends and neighbors. Select one that fits your need. Spell out your terms. Complete removal and clean up. Get a signed estimate. Confirm the day and time of the tree removal. State any requests and get them put to ink. Ask what the payment terms are. Is Cash, personal checks, or charge cards accepted. If you have a lot of tree debris on your roof, ask if they can clean it off for you. If you wish to keep some of the tree limbs for fire burning-make it known. Ask if the tree service can cut them into right size pieces for you.

Damage Report
Call your homeowners Insurance Company when the tree falls. Take pictures of the fallen tree from every angle. Take pictures of all damage. Start a list of damage you can see yourself. Check windows with a careful eye. Cracks are hard to spot. Look for gutter and trim damage. Check out all surrounding area of the fallen tree's path. The Insurance adjuster will also inspect the damage. After your deductible the damage will be paid for. You will have to arrange for the work to be done.