MyPoints - Pay Nothing for Holiday Gifts

This year, I am not paying one penny for holiday gifts. No, I have not become a Scrooge and said "Bah humbug!" about the whole commercialization of the holiday season. Instead of spending a lot of money, or racking up large credit card debt, I am getting all my holiday gifts for free.

How can I do this? Easy! MyPoints.com.

MyPoints is a website where you can earn points for doing various things that you would do online anyway.

How do you earn points?

1) Click on links in emails

I earn between ten and fifty points every day simply by clicking on links in emails sent to my inbox. These are advertisement emails and each one is worth five points. If you like what the advertiser is offering, you can make a purchase or sign up and earn even more points.

2) Complete surveys

Not only will you earn points for filling out your profile information and answering questions about yourself, you will also earn points by giving your opinion about products, services and other things.

3) Sign up for trials of magazines and clubs

There are dozens on no-risk trial offers for magazines and various clubs or programs that you can earn points for. If you are not interested, you can cancel and not be charged a thing. You still earn the points.

4) Shop at your favorite online realtors

Online shopping is incredibly popular these days. If you are going to shop at popular national retailers anyway, you might as well earn points for it. You will earn between one and ten points per dollar spent.

So, why do I want to collect all these points?

Every single point that you earn throughout the year can be traded in for gift certificates. There are many online shops and offline stores and businesses whose gift cards you can redeem your points for. You can even get gift cards from an online gift certificate group that will give you credit that can be used at the vast majority of other retailers online.

The best thing about MyPoints is, unlike other programs like this online, you can actually earn enough points to get the gift cards without much trouble. Only 3,750 points will get you a $50.00 gift card for Walmart. A $50.00 Walmart gift card can get you quite a few holiday gifts.