Credit card
Credit: Will Selarep | ©
Avoid Credit Card Phishing and Identity Theft
Identity theft sweeps our nation like a nasty, disgusting bug. The internet is a breeding ground for identity theft. From email phishing to insecure shopping cards, your information is constantly in a scam artist's reach. That's why I recommend you take advantage of temporary credit cards that you can use solely for online shopping, separating your sensitive information and your normal bank account. By the time the scammer gets a hold of your temporary credit card information, the information would have already expired.PayPal Virtual Mastercard
www.paypal.com �
PayPal has a Virtual Mastercard where you can use your PayPal funds to purchase temporary, disposable numbers. This feature is enabled by downloading the PayPal Debit Bar, which is basically a bar at the top of your screen where your numbers will generate. You can use the Virtual Mastercard on any website that accepts Mastercard. However, the downside is you can only spend $150 per day and only if the funds are available in your account. The Virtual Mastercard is free to use with your PayPal account.
Visa Gift Card
http://usa.visa.com�
�
You can use the Visa Gift Card anywhere Visa is accepted. The spending amount is limited to how much you add to the card. You get the same protection as if it were a credit card. For instance, the card can be replaced if lost or stolen. Unfortunately, the only downside is the card is not re-loadable.
Mastercard Gift Card
www.thegiftcard.com�
The Mastercard Gift Card is accepted anywhere Mastercard is accepted. There is a minimum of $5 and a maximum of $2500 that you can add to the card. Volume discounts are available.
Discover Deskshop�
www2.discovercard.com��
Discover Deskshop� is a computer download that generates temporary credit card numbers for you to use at checkout, therefore hiding your real Discover credit card number. Discover Desktop� works with Windows or Mac. You can also use the temporary card number for phone orders. The expiration date is the same as your actual Discover card.
- You must combine efforts, along with awareness to avoid falling into the trap of a well known scam.
- Identity theft sweeps our nation like a nasty, disgusting bug.
- The internet is a breeding ground for identity theft.
Comments
online scammers
(Guest)
(Guest)
12/15/2009
you hear of online scams ,PayPal is the biggest thief by far.I will only purchase with a disposable debit and only purchase where I can call the company with my information.I learned the hard way,I WILL NEVER USE PAYPAL AGAIN
Tom
(Guest)
(Guest)
05/01/2009
http://goodoletom.com/store/
meeerrrrr
(Guest)
(Guest)
11/04/2008
meeeerrrrrrrr
Shop safe is the best way to purchase with a credi
(Guest)
(Guest)
08/01/2008
MBNA credit cards are now Bank of America. I don't know if they offer this Shop Safe service to new customers. But I've be using them for over a decade. Never had a problem with them. It is the only virtual card that lets you set not only a limit but an expiration date as well.
Russell Burlingame
(Guest)
(Guest)
06/02/2008
I'm not sure about those in particular, but both Key Bank and Wachovia offer prepaid Mastercard or Visa giftcards. I kind of figured this was a pretty standard thing.
Daud
(Guest)
(Guest)
04/08/2008
Pay Pal will take all your money out of your bank account, by continuing to try to debt your account when
there are no funds to cover your PAY PAL purchace.
Your bank will charge you a overdraft for every time PAY PAL attempts to get their money..
Don't use PAY PAL use a card you purchace from Safeway...
anon
(Guest)
(Guest)
11/16/2007
i used to use theese dispossible crdit cards for all my online transactions. I now find that almost no website will accept them. I get a billing address error or someother reply letting me know that a giftcard will not work.
Kate
(Guest)
(Guest)
07/03/2007
FYI the paypal thing is in beta and beta testing is closed. you got my hopes up!! :[
Very cool idea! I'll have to pass this along.
bobby mcgee
(Guest)
(Guest)
10/19/2005
do you know of any way to get prepaid creditcard offline like say at a Bank of America Washinton mutual or wells fargo branch?
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