Whether it's shady sub prime lending or a homeowner's financial mismanagement, the tumbling housing market -- and with it, people's dreams -- is adversely affecting first-time home buyers, seniors and local businesses.

The current real estate home buying market is the worst one in 16 years.

The national real estate market has taken a heavy hit from the U.S. mortgage crisis, leaving just eight states markets with appreciation, according to a new report from Housing Predictor.

Speaker of the House Nancy Pelosi and Senate Majority Leader Harry Reid sent a letter to President Bush this morning asking him to address the Subprime Mortgage Crisis. Foreclosures are more than double what they were a year ago.

"Today's job report jolted Wall Street, demonstrating the paramount importance of restoring consumer and investor confidence in the U.S. economy and housing market."

Denise has been a mortgage broker for a company in Knoxville, Tennessee for approximately six years. In this article she shares her advice on new mortgage loans, refinancing, and on how to avoid pitfalls in your home financing plans.

FHASecure a new initiative issued by HUD will help thousands of homeowners facing foreclosure. \

Over the last few weeks all forms of advertising for mortgages and mortgage products has slowed down, what does this tell us about the real estate market?

A talke with Sarah Ware about the housing market in Chicago's Southshore Area

Simple things to remember when figuring out that 1st Mortgage.

This article includes excerpts from an interview with a senior loan officer at a major mortgage company in Schaumburg, Illinois.

Motgage companies, foreclosure and when renting may be a better option.

A man closes in on 50 and works two full time jobs to pay the bills.

The state of Ohio ranks as one of the highest states for foreclosures in the country, with 6 cities topping the list, Dayton included.

Soem advice for homeowners in Dayton (or other areas) that might be having problems paying their mortgage.

When you are young, you feel you can do easily, what your parents couldn't-one young couple found out too late, it really isn't so.

According to Sam Harris, a financial consultant from Canada, every four minutes 25 people suffer a critical illness. The statistic means 1 in 2.5 adults.

Educate yourself, study, research different prgorams that may help you to buy a house and afford it.Start lowa nd build yourself up as you go.

An interview and story about a couple in Dayton Ohio who lost their home to foreclosure.

Jason knew it was the perfect starter home from the moment he saw it. Located in a suburb of Dayton, Ohio, it needed a little work, but he knew he could do that and turn it into a better house.

Buying pre-foreclosures is probably the most lucrative segment of the real estate market.

Bad mortgages aren't the only danger to homeowners in the recent run-up in housing values and prices in Phoenix. Refinancing, especially to cover over poor money management, can lead to foreclosure just as quickly.

This is a true telling of a Michigan home owner, dealing with the mortgage madness.

All over the media, whether it be newspapers, radio, the Internet, or television, people keep hearing about how the real estate market is doomed and everyone and their mother is being foreclosed on and living in a cardboard box. This is absolutely not true.

I just love when Associated Content calls for content. This week the call is in for mortgages, and how bad mortgages and foreclosures are effecting my area. Well I'm writing this only because foreclosures and mortgages gone wrong have effected my area.

Typically, the home loan market has its ups and downs with interest rates and financing options. However, statistics show that this is not just part of the trend. The Dow Jones is dropping. The sale of existing homes is falling; and foreclosures are on the rise.

In a time where 'living beyond our means' has become the official mantra for this generation, is it really a surprise that massive amounts of existing mortgages have become unmanageable, and that so many people are losing their homes (and more) as a consequence?

Have you ever just taken a tour through a mobile home lot. You can go into any home on the lot and just look and dream. They come equipped on...

In a nutshell, business debt refinancing is the process of converting one type of debt into another, using a third-party lender. Business debt refinancing can be beneficial for a business if the new debt instrument is more attractive than the first.

Information on the Refinancing of a Mortgage, including tips on the best interest rates, information on what to expect and editorial on Mortgage Refinancing.

If you want to know what you can expect to find when you actually walk into a house in foreclosure, read on.

If you are thinking about applying for a mortgage with a company that advertises that they cater to people who have bad credit there are a few things that you should know before you start the application process.