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With so many people in to far with debt these days, many are considering bankruptcy to get out of this dilemma. While this can help, it can also have negative effects on your life for many years to come.
By Darnell Johnson | Published 8/29/2007
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It is largely a big misconception that filing for bankruptcy will remove all debt from your record.
By Lisa Murphy | Published 9/16/2008
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Drowning in debt? Interesting information on the differences between Chapter 7 and Chapter 13 bankruptcy and things that you need to consider.
By Charlene Wohlhart | Published 10/31/2007
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Many believe that if they declare bankruptcy that they can eliminate their debts and keep all of their possessions. This is not exactly true.
By A. Hermitt | Published 7/29/2008
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There are many alternatives that a person can use instead of filing bankruptcy. Bankruptcy should be used as a last resort to get out from under debt. A person should execute all alternative options prior to filing bankruptcy.
By Antoinette McGowan | Published 3/30/2007
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Filing bankruptcy is the last straw if you can't find any other solution to your financial and debt problems. This serious step keeps you protected from your creditors but you have to go through a lot of trouble for the proceedings.
By Garry Neale | Published 5/21/2008
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You don't have to change your telephone number to an unpublished number to stop bill collectors calls before filing bankruptcy. Consider these practical tips on how to deal with calls from bill collectors.
By Crystal Ray | Published 2/19/2008
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A common type of financial bankruptcy. It consist of reorganizing the debtors debt and calls for set payments decided by the courts.
By Adam Hefner | Published 10/22/2007
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If you are thinking about declaring a personal bankruptcy, this article contains some essential points for you to ponder.
By Liz R | Published 7/11/2008
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Should a person file bankruptcy? This a personal decision greatly influenced by the amount of serious debt and your ability to meet the original payments or pay the full amount.
By Cindy Wright | Published 8/27/2005
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An article detailing some alternatives to bankruptcy.
By Christine | Published 4/20/2007
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Filing idea bankruptcy can be intimidating, there is a wealth of information available but most of it is not useful to the average person who has done their research and decided bankruptcy is the answer for their debt dilemma.
By Erin Strawn | Published 7/25/2007
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The stigma attached to filing bankruptcy is never good. This article takes a look at how bankruptcy can be a positive turn of events for some people.
By Angela Kimball | Published 9/22/2006
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Bankruptcy is a commonly known word that will relieve you of some or all of your debt. If you are facing a possible bankruptcy and have items that you don't or can't see yourself getting rid of, then this article is for you
By Rosa Hayes | Published 1/17/2008
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If you're thinking about filing for bankruptcy will it get rid of any taxes you owe?
By Doug Sheridan | Published 3/25/2008
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This is a personal account of bankruptcy with information that others may find helpful.
By sandra bell | Published 6/19/2006
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Making the choice to file bankruptcy is difficult, deciding to file without the help of a lawyer can seem impossible. Though this series of suggestions and instructions a person can gain useful insight into the issue.
By Erin Strawn | Published 7/25/2007
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Are you struggling under a heavy load of debt but are concerned if banrkuptcy is the right step for you? This article will take the mystery out of the bankruptcy process.
By Angela Chavez | Published 7/11/2006
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Looking for additional ways to get out of debt and save money without filing for bankruptcy? Article provides simple tips on how homemakers, unemployed, retirees and others avoided bankruptcy.
By Nicholl McGuire | Published 12/25/2007
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Bankruptcy is terrifying, and not only for the obvious reasons. One of the scariest aspects of this decision is the knowledge that you might have to give up your personal assets. Thankfully, however, there are a few ways to get around it.
By Steve Thompson | Published 11/28/2007
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As an attorney, I can advise my client that filing for bankruptcy is the responsible decision. Yet, I can understand and appreciate that the act of filing for bankruptcy, no matter how reasonable an action it may be, can stir up many negative emotions.
By Jack Oceano | Published 3/2/2007
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This article will discuss five questions to ask before filing bankruptcy.
By V.C. Higuera | Published 2/14/2007
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Many people that declaring bankruptcy is the best way to end debt situations. They don't realize that there are certain debts that cannot be discharged.
By mike mcgee | Published 5/31/2006
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The new bankruptcy laws force more people to file under Chapter 13, and make it harder to find a lawyer willing to follow the stricter guidelines. The new laws were in fact created largely by creditors, and when analyzed, are a blatant windfall.
By RomanticSage | Published 5/19/2008
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The article discusses the recent changes to the bankruptcy laws made by a recent amendment, how the powerful credit lobby brought the law into being, why some creditors and bill collectors are running scared now - and what consumers can do to fight back.
By Sherrie Sisk | Published 6/6/2007
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In many cases, money is a major factor in a divorce. If this is the case, studies show that bankruptcy may be inevitable. Are you facing this terrible possibility?
By Steve Thompson | Published 2/4/2008
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In October of 2005 sweeping reform of the bankruptcy laws made it harder and more expensive to declare. Now, with the current economic troubles, rates are rising again...
By Walt Crocker | Published 4/21/2008
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Tips on avoiding bankruptcy and information on tax laws.
By Allen Bell | Published 12/21/2006
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When some people think of filing for bankruptcy, they imagine losing everything, and spending the rest of their lives penniless. While you may think that filing bankruptcy means giving up any hope of financial success, I can assure you it does not.
By Sara Laking | Published 8/27/2005
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Filing bankruptcy can be a hard decision with severe consequences. Declaring bankruptcy doesn't have to mean the end of your credit. Following these five steps will help you build credit and survive bankruptcy.
By Erik M. Dell | Published 7/7/2008
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When people think of bankruptcy, they may not realize there are different types of bankruptcy that can be claimed by an individual. There are in fact four different kinds of individual claims that can be made.
By Darnell Johnson | Published 8/29/2007
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One way to seek protection from the debts you owe is a bankruptcy filing.
By Connie Barker | Published 7/16/2008
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Overwhelmed by credit card debt, I went to my father for advice and, after looking at all of my bills, he recommended I file for bankruptcy.
By T. McSpadden | Published 9/11/2005
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In cases where bankruptcy proceedings are dismissed due to failing out bankruptcy, the debtor no longer has protection from the court. Additionally, they cannot file for bankruptcy protection for eight years.
By Simon Volkov | Published 9/24/2008
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Almost every American family at some point, experiences hardships that make it impossible to keep up with mounting debt. Read this if you have ever missed a payment to any creditor. Lose the pride and save your life.
By Aly Adair | Published 2/11/2008
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Did you know that you could file for bankruptcy online? It really is possible to do so. This article will provide all the necessary information to help you file online... the right way!
By Lisa Murphy | Published 9/16/2008
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Here are the top secrets of bankruptcy lawyers.
By Jack Oceano | Published 2/2/2007
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A lot of us these days are realizing more and more just how much debt we have. The sources of these debts can be from student loans, mortgages, credit cards or vehicles.
By Jackie Hoffman | Published 10/22/2007
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It is important to find a Milwaukee area attorney who is well-versed in the new bankruptcy legislation and how it affects those who file. These are three of the best law offices for bankruptcy in Milwaukee.
By Bartleby | Published 12/20/2005
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Filing for bankruptcy can be a daunting experience but one that gives you the opportunity for a clean slate. All bankruptcy attorneys are not created equal, however, so care must be taken to ensure you get the right person for this important job.
By Lisa Mooney | Published 9/12/2008
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There are some basic, legal strategies for lowering college loan debt, or cancelling it completely.
By Lea Barton | Published 3/7/2007
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Millions of Americans are seeking alternatives to bankruptcy by hiring a debt management agency
By A. J. Matthews | Published 7/23/2007
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Most creditors hire collection agencies in the hopes of collecting the money they're owed from delinquent customers, but how do you respond when your debt results in a lawsuit?
By Steve Thompson | Published 4/11/2008
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By the time Nancy was 33, she and her husband were over $164,000 in debt. They had nine credit cards, two car payments, and a mortgage. Does this sound familiar? Do you find yourself over your head in debt, wondering how you got there and how to get out of debt?
By Mike Adams | Published 5/18/2007
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Many debts are time-barred, discharged in bankruptcy or invalid for many reasons, and debt collectors break rules all the time in an effort to collect these debts.
By Simply Me | Published 10/24/2007
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This is about credit card debt in America, where it will take us, etc.
By Amy Rozanski-Harlach | Published 11/3/2005
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Bankruptcy is on the increase. This article covers what to expect at each step of the process.
By Allen Teal | Published 3/12/2008
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You may be interested to know that some long established ideas about credit collection agencies are simply not true, or myths. Arm yourself with knowledge about credit not anger about collection agencies.
By Jeff Gorman | Published 12/4/2006
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The most-heavily marketed consumer product in America is debt. The average American has more than $10,000 in consumer debt annually, and some families are in as deep as $100,000.
By Justice Lives Not | Published 9/11/2007
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Dealing with your credit card company and your debt on your own can lead to stressful times. The calls at work, the interruptions during dinner, it can all be quite trying to the soul. There is hope. You can use a debt settlement company to help you ease your debt burden.
By Adam Tijerina | Published 9/8/2008
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Debt collection agencies are never a pleasant experience for one to deal with, and while some are legitimate there are a few that are downright scam artists and have numerous complaints against them; one of them is NCO Financial Systems, Inc
By Melanie Neer | Published 2/7/2008
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You are the only one who can protect yourself. The state of Indiana will not help if you hold a signed contract with a dishonest individual.
By Crystal Ray | Published 6/1/2006
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Divorce is rarely cheap. Automatically hiring the most expensive lawyer, though, doesn't guarantee you'll come out on top. Here are a few guidelines to make sure you get the best advice without going broke.
By Amanda Cartwright | Published 7/30/2007
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There are many con artists who are offering their services with various fraudulent schemes to avoid foreclosure. To be forewarned about the type of foreclosure scams reported is to be forearmed against them.
By Citizen Reporter | Published 10/5/2007
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When you find yourself with credit problems, and you feel there is no way out, you will find yourself in need of a credit law repair service. Usually this means using a lawyer to help you correct the information on your credit report.
By Mike Cummings | Published 9/10/2008
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Two cards that really helped me reestablish my credit after bankruptcy.
By Lee Ann Mullen | Published 7/1/2008
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When facing foreclosure or bankruptcy you may want to short sell your home, here are some things to expect while going through the short sale process.
By Jennine Thompson | Published 2/8/2008
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Today I had the distinct pleasure of going to the Brevard County, Florida, Courthouse for a pre-trial for debt. All I know is I have one heck of a head ache and will probably never be hired to handle money or do accounting again.
By Momma J | Published 6/11/2008
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Many American households carry at least $8000 worth of debt, and the fees associated with it sustains it.
By Writegrrl | Published 10/25/2007
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An article written through the eyes of a tough and experienced former collector describing types of collectors and why a financially-challenged individual may be in the bad debt situation.
By A Brewster Smythe Writing Concepts | Published 12/6/2006
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I used to take a class that had us use the New York Times headlines as "batting Practice" for funny. Headline, retort. Headline, retort. Repeat. A lot.
By Don Seaman | Published 2/27/2007
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"How far are these Collection Agencies willing to go to get what is owed for these credit companies?" Apparently too far! Our Government says they are here for us are they really?
By Barbara Stewart | Published 7/19/2007
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Are you having trouble making house payments due to a high interest loan or an unexpected financial hardship? A short sale could be the answer to your problems.
By Crystal Ray | Published 6/18/2007
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Foreclosure is happening over and over again across the country. Does this mean the end of the American dream, permanently?
By Curtis Carper | Published 1/25/2008
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There are guidelines they must follow when dealing with you.
By Writegrrl | Published 10/25/2007
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Pet hoarding is a serious emotional and psychological disorder that must be recognized and treated. Pet hoarding is when a person has more than an acceptable number of pets that can reach over a hundred pets.
By Melanie Neer | Published 8/30/2007
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What I've learned from my time in the belly of the beast.
By StepheLovesYou | Published 6/12/2007
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America's #1 Repo Man tells tales from the road, how to be an agent, and how to live a better life. Chapter 3 - Road Rules part 1.
By Bryan Belrad | Published 7/10/2008
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This article will offer tips on how to deal with nasty collection calls and letters.
By V.C. Higuera | Published 4/16/2007
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A foreclosure is a scary thing and there are laws that can help and those that can hurt you. This article is designed to help those in need discover ways to stop this from happening to them.
By Manda Spring | Published 3/24/2007
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It's time the federal government began protecting Americans from unsafe credit cards, like it does from unsafe appliances and cars.
By The Debtonator | Published 4/27/2007
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In some locations, homes that are fairly priced according to realtor recommendations are sitting for months on end without generating any interest let alone acceptable offers. Could trading homes be the answer for some?
By Crystal Ray | Published 5/9/2007
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How I fought to get my lender to cut my ARM.
By Nneka Onu | Published 7/21/2008
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Sometimes its hard to get the help you need when it comes to the law. The lawyers listed here are very professional and helpful, if you have an issue that they can not handle then they will refer you to some one that can.
By S.D Ford | Published 1/3/2006
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You know most of the presidential candidates already, now find out who their spouses are and what they bring to the table.
By Idalia Benavides | Published 1/4/2008
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This article is about how to buy a HUD home.
By Charlene Collins | Published 8/27/2008
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There are a lot of lawyers in New York City. Some are good, some are bad, and some are really bad. As a former New York City attorney, l'll help you choose the right lawyer to suit your legal needs.
By Jack Oceano | Published 7/10/2006
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Life is very unpredictable, and sometime in your life you will find yourself in a situation that you don't know how to handle, and you will need to turn to an attorney to help you find the best way through.
By Eisla Sebastian | Published 2/2/2006
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Do we have any choice other than lawyers?
By Joe Btfsplk | Published 9/20/2007
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Current events covering Horoscopes, oil shortages, government bankruptcy and global warming. Discussing changes and affects in the coming years. Mild humor.
By Thomas Majewski | Published 8/16/2006
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You know you need to take classes and pass a test to get an appraisal license. I'll tell you how to get started, how the industry operates, plus give you some useful links and tips to help you gain some advantages.
By rick bernagozzi | Published 1/31/2006
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Those who are victims of fraud need to do all they can within the law to recover the loss. It may seem that those who make a living scamming others can get away with just about anything, but they are the real losers.
By Crystal Ray | Published 2/8/2006
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Using the heavy metal group Metallica, I will show that the Internet has provided a forum from which artists can work with record labels to provide various forms of activity that will engage their audience in a way that discourages free file-sharing.
By Chris Chellis | Published 5/18/2005
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Burdened with the task of finding unbiased information about divorce law, I have decided to turn to an untapped Internet resource: specialty directories.
By Daniel Goldstein | Published 12/19/2005
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If you find out you have Hepatitis C, or any other contagious, dangerous disease, you need to start thinking about who to tell. That list may be shorter than you want to admit...
By Edward Easley | Published 7/22/2005
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"It's very expensive to be me. It's terrible the things I have to do to be me." Vickie Lynn Marshall aka Anna Nicole Smith, once quoted this particular statement when she was asked to describe the type of controversial life that she has.
By Rashel Dan | Published 2/21/2007
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There are some agencies in Ohio that will help with certain legal issues. Do you know if you qualify for any help from them?
By Linda M. McCloud | Published 10/31/2007
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How would we spend information if it were tangible? Here are some common money archetypes that would also apply to "information spending".
By Dianna Zaragoza | Published 12/3/2007
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Now that you know you want to retire, what is your business worth?
By Angie Mohr | Published 12/4/2007
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Let's review some health care partnerships that are unique to the development of what we know as the American Health Care system.
By GetHealthHelp | Published 10/7/2007
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This is how I bought 4 houses without using my own credit and sold 3 of them. To show you that investing in real estate can work in an up or down market.
By MILES AWAY | Published 10/1/2007
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Families have been ripped apart at the seams because of unpaid loans, and when you loan money to family, you must be prepared in advance for the chance that you won't get that money back.
By Crystal Ray | Published 5/30/2007
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This is a brief review of the Call a Law service
By Dahloan Hembree | Published 8/5/2007
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One of the toughest lessons to be learned in one's professional life is knowing when to decline representation of a prospective client. Here are the four most important reasons that you should, or in some cases must decline representation.
By Lori Wheat | Published 8/27/2007
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A method for gaining control of your finances
By Elizabeth J. Baldwin | Published 1/3/2008
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This paper is a letter answering the Senior Directors questions regarding which cases would be heard in which court systems.
By Les | Published 1/11/2008
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A few things you don't want to hear from a house buyer
By 3lilangels | Published 3/24/2008
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