Sort by: Most Relevant Publish Date

MORTGAGE FORECLOSURE  

For readers who responded to my brief article on Jesse Jackson's Saginaw visit, this is a more in-depth report on one of America's emerging concerns.

This in-depth article explains the author's theory according to a previously published article that lawyers are responsible for the Sub-prime mortgage loan crisis.

The language emanating from Federal Reserve Chairman Ben Bernanke and President George W. Bush is loud and clear; there will not be any bail out of mortgage lenders, mortgage brokers, and mortgage investors.

When you lose your home as a result of a foreclosure, you no longer have to report the cancelled debt as taxable income, thanks to the Mortgage Forgiveness Debt Relief Act of 2007. However, you could have a net gain or loss on your home as a result of the foreclosure.

The rate of foreclosures in the United States up 75% from last year, with 1% of homes being foreclosed on. When the bank comes calling, there are several things you can do to prevent your foreclosure, or to lessen the pain of a foreclosure.

There are several excellent options available that can help you stop foreclosure, meaning, you can save your home, your credit, money or all three!

Ten things to keep from losing your home to foreclosure. If you're in danger of losing your home, you need this report. Learn how to protect your home and credit.

You are facing foreclosure. You are feeling desperate. Someone offers to help you. So far, this scenario sounds great, right. Wrong.

With so many people facing foreclosure these days, people in special circumstances are being lost in the shuffle. There is, however, help designed specifically for you.

Foreclosure laws differ by state, and significantly impact the timelines of the proceedings, your right of redemption, as well as your lender's right to come after you for any loan balance that may remain after the foreclosure sale. Here's more on Foreclosure Law

You face imminent foreclosure on your house. You are afraid you will lose your home. You hear an advertisement from a company that offers to rescue people like you. Beware: There are legitimate foreclosure rescue companies, but there are also scams.

Research, Preparation and Organization are the keys to making your mortgage dealings a dream rather than a nightmare.

If you or someone you care about is facing foreclosure, a few simple steps may help.

This is a true telling of a Michigan home owner, dealing with the mortgage madness.

Rep. Dingell, head of the Energy and Commerce Committee, will introduce climate change reform legislation in the House next month. His plan would end the mortgage tax deduction on all homes larger than 3,000 square feet.

The sub-prime lending market spawned a host of "no money down," and "no doc" mortgage loans over the last few years. Many of these loans were adjustable rate mortgages, aka ARMs. Now that rates are adjusting on these loans, many homeowners find themselves in trouble.

This article will offer tips on how to stop a mortgage foreclosure.

Mortgage Loan Fraud in the United States has risen to epidemic proportions. Here are the signs of what to look for and the types of fraud in which loan brokers engage their tricks of the trade.

Your LTV is determined by dividing the amount of your loan by the value of your home. The number that results from this calculation is expressed in a percentage and used to determine the amount of risk involved for a lender in financing your mortgage.

Purchasing a First Home in a Downward turn market.

Forty-year mortgages, 100% financing with a 580 credit score, interest-only loans, etc. have led to a high foreclosure rate in Georgia. As a matter of fact, Georgia is currently fourth in the nation for foreclosure.

If you are in the market to buy a home you might save big money if you buy a Department of Housing and Urban Development (HUD) foreclosure house.

Mortgage interest is deductible, but the savings are slim.

Some mortgage brokers are only out there to make money any way they can. Here are some common ways the trick you out of your hard earned cash.

Buying a home is a big investment. It requires a lot of time researching the right mortgage plan to fit your budget. That research and asking questions will help you keep from falling victim to a scam.

There are numerous foreclosure prevention options available through FHA and VA guaranteed home loan programs that were not offered through our lender until the VA intervened in the loss mitigation process.

You see foreclosure ads on TV frequently. "Foreclosure houses, cheap prices, come take a look!", but do you understand the process and impact of this? Are foreclosure homes really a better deal?

Know your loss mitigation services. When someone finds themselves in foreclosure there is hope. There are several different options for the distressed individual.

Foreclosure is at increasing rapidly in the United States today. As of November 2006, more than 138,000 homes fell into foreclosure.

If you have found yourself in a foreclosure, don't bury your head in the sand. Know your options. There are 7 ways to get out of a foreclosure, and you'll need to do one of them to keep your home.

Getting a mortgage is like walking through a minefield. If you don't do it exactly right, you are in a world of hurt. Learn about the scams and shams of the mortgage world and how you can avoid them.

If you own a home you need to ask yourself if prepaying your mortgage is a wise financial strategy.

Getting behind on house payments is one of the scariest things that can happen to a person. Learn what to do to avoid a foreclosure if you find yourself in this situation.

Alex S. Gabor writes that smart money investors are getting out of real estate while they still can and putting money with hedge funds who are shorting real estate industry stocks.

Are you facing foreclosure? You still have options to save your credit.

Owning a piece of residential property is an American dream for many homeowners each year. The prospect of home foreclosure is perceived as a financial crisis however, discussing options with the mortgage lender, foreclosure may be deferred.

Foreclosure occurs when the homeowner falls behind in monthly mortgage payments and defaults on the loan. The lender repossesses or sells the home in order to satisfy the debt.

This article will offer tips on buying a home after foreclosure.

Don't fall for the promises of a refinance loan by scrupulous mortgage lenders.

There are sheisty people everywhere who are looking only to make a buck. When it comes to your home, make sure you are protected from mortgage loan scams.

This article will offer tips on qualifying for a bad credit mortgage loan.

This article will offer advice and helpful tips on qualifying for a bad credit mortgage.

Loss mitigation was established as a collaborative effort between the federal government and the mortgage industry.

avoiding foreclosure, real estate, San Francisco Bay Area

Reversible mortgage program for house rich and cash poor older homeowners. Certain requirements for acceptance. Homeowner receives lump sum, payments or combination of the equity value of the home. Lender gets paid - off, when homeowner leaves or dies.

You don't really want to leave your home, and the lender doesn't really want your home. That usually means, in many cases anyway, that there is some way off the foreclosure path.

The pros and cons of the reverse mortgage: advantages, disadvantages, what seniors need to know about reverse mortgages, how to calculate how much money you can get, where to go for more information.

The foreclosure experience can be frightening and stressful. But, armed with a little knowledge, a homeowner can turn the foreclosure process into a fresh start.