serenitynow

Establishing Good Credit

What is FICO score?

How to read your credit report.

We are a country in debt. Not only is our government in debt, but we, as Americans, are in debt ourselves, and the problem is just getting worse!

The very first step you need to take when trying to raise your credit score is to find out what your score is and what it means.

Repairing Your Credit Score

What's your score?

One of the greatest struggles we have in a materialistic culture is learning to be content.

When I was in college, I was told that the Dollar General was the college student's best friend. That was no lie.

One of the hardest times of the year for people to keep their checkbooks in order is Christmas time. There are so many presents to buy for so many people.

One of the most important parts of living on a tight budget is deciding what your priorities are.

One of the most interesting phenomena I have found in living on a tight budget is that when I am generous, I can still pay off my bills just fine.

Believe it or not, keeping some sort of budget really does help. When we do not think about all the bills we have to pay, it becomes easier and easier to blow a paycheck in one shopping spree and hav...

One of the most challenging parts of living on a tight budget is learning not to waste so much. There are some simple ways not to waste and there are some ways that take more effort. Every little bi...

There are many areas in which food come into play when dealing with a small budget. One of the biggest areas is the amount of food we eat.

One of the very best ways I have found to keep myself from spending too much is to develop a vision for my life.

Surviving on a tight budget is difficult for anybody, but particularly those who struggle with materialism. At the base of this problem, I have discovered that we are all looking for wholeness and com...

The idea that a test or operation done on an animal will show results that are directly translatable to humans is simply ridiculous.

There is another, more controversial, method to lose weight. It has been effectively used in schools, offices, hospitals, corporate offices and psychological treatment programs for decades. It is simp...

Tips for Healthier Eating That Anyone Can Easily Incorporate into Their Daily Eating Habits.