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On AC since: 01.21.07
Bio:
G. Stolyarov II is a science fiction novelist, independent essayist, poet, amateur mathematician, composer, author, and actuary.
Education/Experience:
Valedictorian: Glenbrook South High School, Glenview, IL ; Salutatorian: Hillsdale College, Hillsdale, MI - Bachelor of Sciences in Economics, Mathematics, and German
Motto:
Reason, Rights, and Progress
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Russell Kirk's 1981 essay, "Libertarians: The Chirping Sectaries," is a shallow, unsophisticated ad hominem attack on the American libertarian movement. Mr. Stolyarov shows that libertarians are not the chaos-loving demons Kirk depicts them as being.
Mr. Stolyarov outlines and defends the practical rationalist view of love and contrasts with both the mystical view and the entertainment view of love.
Beyond being destructive, the Eden myth is simply false. There never was a "better" state from which human beings have "descended." Mr. Stolyarov explores why the Fall is an illusion that ought to be abandoned.
Section 15 of The Actuary's Free Study Guide for Exam 3F / Exam MFE gives five problems and solutions regarding the one-period binomial option pricing model.
Section 20 of Mr. Stolyarov's paper explains how the tricameral legislature described in the Freecharter combines with investmentocracy to ensure the protection of all individuals' rights.
In Section 19 of his essay, Mr. Stolyarov explains how the Freecharter's Bill of Rights and Restrictive Clauses can supplement the protections for individual rights under investmentocracy.
In Section 18 of his paper, Mr. Stolyarov discusses mechanisms internal to the system of investmentocracy that ensure the preservation of individual rights.
In Section 17 of his paper, Mr. Stolyarov discusses how investmentocracy would resolve the problems of both free riding and forced carrying that permeate systems following conventional democratic principles.
In Section 16 of his paper, Mr. Stolyarov argues that it is highly unlikely that the wealthiest few would take over the government under the system of investmentocracy.
Given that votes are granted in perpetuity to investors in the government under investmentocracy, why would anybody wish to make more than a one-time contribution? Mr. Stolyarov addresses this question in Section 13 of his paper.
Under majority rule with the "one man, one vote" principle, irrational and factually incorrect voter attitudes tend to triumph. In Section 10 of his essay, Mr. Stolyarov explains how investmentocracy corrects this.
In Section 6 of his paper, Mr. Stolyarov explains how investmentocracy can accomplish the elimination of compulsory taxation while keeping the government well-funded.
In Sections 4 and 5 of his essay on investmentocracy, Mr. Stolyarov argues that there is no reason not to have markets for transferable ownership shares in governments.
In Section 3 of his paper on investmentocracy, Mr. Stolyarov argues that the principal problem with CDPs is their incompatibility with a liberal economic order that respects individual private property rights.
There has been considerable literature devoted to criticizing conventional democratic principles from the view that the sole purpose of government is to protect the individual rights of each of its constituents.
Mr. Stolyarov discusses an idea put forth by Walter Williams to link voting power in government to the amount of money contributed to the government by voting individuals.
Embedded within the constitutional framework of the Freecharter, the system of investmentocracy presents a thorough, systematic alternative to conventional democratic principles.
The Freecharter is an opt-in constitution, requiring individuals to explicitly declare allegiance to it before obtaining citizenship. In Section 22, Mr. Stolyarov explains how this will help preserve rights under investmentocracy.
Section 21 of Mr. Stolyarov's essay explains how the presence of a Nullifier, a random member of the citizen population selected every 24 hours by lot, can further preserve rights under investmentocracy.
In Section 15 of his paper, Mr. Stolyarov argues that investmentocracy will not create a hereditary aristocracy of voters who did not personally contribute to the government.
A possible vulnerability in the system of investmentocracy might exist if the government were to engage in making welfare payments to some citizens. In Section 14 of his paper, Mr. Stolyarov recommends abolishing welfare for this region.
In Section 12 of his paper, Mr. Stolyarov discusses how an effective transition to investmentocracy can be made in currently existing societies.
In Section 11 of his paper, Mr. Stolyarov explains how the system of investmentocracy will provide a powerful check against power-hungry persons to whom William Graham Sumner referred to as the "social quacks."
In Sections 7-9 of his paper on investmentocracy, Mr. Stolyarov explains how this institution will enable people to pool and transfer their votes and will encourage a more cosmopolitan outlook on the world.
Numerous principles of voting have unnecessarily been considered sacred in contemporary Western societies. One of these is the principle of "one man, one vote." Another is the inalienability of voting power from individuals.
What is meant by the term "human nature?" In one sense, it is supremely uninformative. The "nature" of any existent can be defined simply as "that which that existent is."
Why does the truth not always - indeed, virtually never, up until the very recent past - win out in human societies among the majority of people? A few reasons will be explored here.
Mr. Stolyarov describes how he ran a painless, highly rewarding marathon on an elliptical trainer and discusses the advantages of this approach to marathon running.
It took me a total of 23 months and over 950 published works on AC to get there. You, too, can attain Clout Level 10 within a reasonable amount of time.
Section 20 of Mr. Stolyarov's Public Choice Economics Study Guide discusses Buchanan's and Wagner's work on why democracies guided by Keynesian ideas have sustained deficits and high levels of government spending and sustained low-grade inflation.
Section 19 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses James Buchanan's model of clubs that provide congestible (quasi-public) goods.
Section 18 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses the assumptions and implications of Charles Tiebout's model of local governments, as described in "The Pure Theory of Local Government Expenditures" (1956).
Section 17 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses the characteristics and various models of bureaucratic agencies, particularly the work of William Niskannen and Richard Wagner.
Section 16 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses the concept of the rational ignorance of voters in elections and the consequences of this phenomenon for the kind of behavior that occurs during elections.
Section 15 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses the phenomenon of rent-seeking and the many problems with it.
Section 14 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses some methods of proportional representation and of allocating votes under proportional representation.
Section 13 of Mr. Stolyarov's free Public Choice Economics Study Guide describes additional alternative methods of voting, including the single-vote primary, the exhaustive primary, the alternative vote, and the single transferable vote.
Section 12 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses the contributions of Harold Hotelling, Anthony Downs, and Arthur Smithies to an economic examination of voting.
Section 11 of Mr. Stolyarov's Public Choice Economics Study Guide discusses the prisoners' dilemma situation and ways to resolve it, as examined from the standpoint of game theory.
Section 10 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses concepts of game theory pertaining to simultaneous games, mixed-strategy equilibria, and the Von Neumann-Morgenstern minimax theorem.
Section 9 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses some concepts in game theory, particularly ideas pertaining to sequential games.
Mr. Stolyarov offers a list of links to free materials created by various authors to assist students preparing for Actuarial Exam 3L. Use this page as a resource to conveniently access a variety of useful exam tools.
Section 77 of The Actuary's Free Study Guide for Exam 3L gives 5 more exam-style practice problems and solutions to assist in reviewing for the test.
Section 76 of The Actuary's Free Study Guide for Exam 3L gives 5 further exam-style practice problems and solutions to assist in reviewing for the test.
Section 75 of The Actuary's Free Study Guide for Exam 3L gives 5 additional exam-style practice problems and solutions to assist in reviewing for the test.
Section 74 of The Actuary's Free Study Guide for Exam 3L gives 5 further exam-style practice problems and solutions to assist in reviewing for the test.
Section 73 of The Actuary's Free Study Guide for Exam 3L offers five more exam-style questions on a variety of topics covered in the study guide.
Section 72 of The Actuary's Free Study Guide for Exam 3L discusses the Chi-square test for the variance and gives 5 assorted exam-style problems and solutions.
Section 71 of The Actuary's Free Study Guide for Exam 3L discusses the coefficient of determination in linear regression and fully continuous benefit reserves under DeMoivre's Law. It gives 5 practice problems and solutions.
Section 70 of The Actuary's Free Study Guide for Exam 3L discusses pooled sample variances and covariances for multiple-life statuses and gives 5 practice problems and solutions.
Section 69 of The Actuary's Free Study Guide for Exam 3L gives 5 additional exam-style practice problems and solutions.
Section 68 of The Actuary's Free Study Guide for Exam 3L offers 5 particularly challenging exam-style review questions for students to practice with. Solutions are provided.
Section 67 of The Actuary's Free Study Guide for Exam 3L and gives 5 exam-style practice problems and solutions reviewing concepts in previous sections of the study guide.
Section 66 of The Actuary's Free Study Guide for Exam 3L discusses calculations and life table functions pertaining to the joint-life and last-survivor statuses and gives 5 practice problems and solutions.
Section 65 of The Actuary¡¯s Free Study Guide for Exam 3L discusses the F distribution and hypothesis testing of variances and gives 5 practice problems and solutions.
Section 64 of The Actuary's Free Study Guide for Exam 3L discusses the relationship between Poisson processes and the Gamma Distribution and gives 5 practice problems and solutions.
Section 63 of The Actuary's Free Study Guide for Exam 3L gives 5 exam-style practice problems and solutions regarding Markov chains and percentile calculations.
Section 62 of The Actuary's Free Study Guide for Exam 3L offers a review in the form of 5 exam-style questions of concepts such as compound Poisson processes, normal approximations, force of mortality, and multiple forces of decrement.
Section 61 of The Actuary's Free Study Guide for Exam 3L discusses the concept of the residual in least squares regression and gives 5 exam-style practice problems and solutions.
Section 8 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses some dynamics of majority rule as well as alternative methods of voting such as the Condorcet and Borda methods. 11 study questions and answers are given.
Section 7 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses the concept of logrolling and gives 7 study questions and answers regarding it.
Section 6 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses Knut Wicksell's unanimity rule and the work of James Buchanan and Gordon Tullock on optimal majorities in decision-making. 8 study questions and answers are given.
Section 5 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses Kenneth Arrow's impossibility theorem and related ideas. 6 study questions and answers are provided.
Section 4 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses social welfare functions and gives 11 study questions and answers regarding them.
Section 3 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses the concept of Pareto-optimality and some related ideas and gives 8 study questions and answers regarding them.
Section 2 of Mr. Stolyarov's free Public Choice Economics Study Guide discusses the concept of externalities and gives 10 study questions and answers regarding them.
Section 1 of Mr. Stolyarov's free Public Choice Economics Study Guide gives 7 study questions and answers regarding the concept of public goods.
Section 60 of The Actuary's Free Study Guide for Exam 3L discusses some characteristics of estimators and the concept of mean square error. 5 assorted exam-style questions are provided.
Section 59 of The Actuary's Free Study Guide for Exam 3L discusses the Central Limit Theorem and the continuity correction necessary for using the normal distribution to approximate distributions of discrete random variables.
Section 58 of The Actuary's Free Study Guide for Exam 3L discusses the concept of fully discrete benefit reserves and gives 5 practice problems and solutions.
Mr. Stolyarov presents an innovative framework for measuring and ranking how oppressive governments are to their subjects.
Section 57 of The Actuary's Free Study Guide for Exam 3L explains the method of least-squares regression and gives 5 practice problems and solutions on this concept as well as on order statistics and hypothesis testing.
Section 56 of The Actuary's Free Study Guide for Exam 3L discusses some important concepts pertaining to hypothesis testing, including type I and type II errors, p-values, and the Student t distribution.
Section 55 of The Actuary¡¯s Free Study Guide for Exam 3L explains the Chi-square goodness-of-fit test and gives 5 practice problems and solutions.
Section 54 of The Actuary's Free Study Guide for Exam 3L discusses and gives 5 exam-style questions on the method of moments, significance levels, and the Neyman-Pearson Lemma.
Section 53 of The Actuary's Free Study Guide for Exam 3L discusses order statistics, likelihood functions, and maximum likelihood estimates and gives 5 practice problems and solutions.
Section 52 of The Actuary's Free Study Guide for Exam 3L discusses the infinite divisibility property for the negative binomial and Poisson distributions as well as fully discrete benefit premiums for life insurance policies.
This section of sample problems and solutions is a part of The Actuary's Free Study Guide for Exam 3L, authored by Mr. Stolyarov. This is Section 51 of the Study Guide. See an index of all sections by following the link in this paragraph.
Section 50 of The Actuary¡¯s Free Study Guide for Exam 3L gives assorted exam-style questions regarding probability generating functions, Poisson processes, the negative binomial distribution, and more.
Section 49 of The Actuary's Free Study Guide for Exam 3L discusses the lognormal probability distribution and Markov Chains and gives 5 practice problems and solutions, including exam-style questions, on these and other assorted topics.
Section 48 of The Actuary's Free Study Guide for Exam 3L discusses the negative binomial distribution and some associated mixture distributions and gives 5 practice problems and solutions.
Section 46 of The Actuary's Free Study Guide for Exam 3L gives five exam-style questions on life table functions for independent lives and multiple causes of decrement.
Section 45 of The Actuary's Free Study Guide for Exam 3L offers 5 practice problems that address benefit premiums for pure endowments and a broad range of topics regarding life insurance and life annuities. Past exam questions are used as models for problems here.
Section 44 of The Actuary's Free Study Guide for Exam 3L discusses benefit premiums under the equivalence principle, as applied to whole, term, and endowment life insurance policies. 5 practice problems and solutions are available.
Section 43 of The Actuary's Free Study Guide for Exam 3L discusses discrete deferred life annuities and certain and life annuities and gives 5 practice problems and solutions.
Section 42 of The Actuary's Free Study Guide for Exam 3L discusses methods of finding actuarial present values of discrete temporary life annuities-immediate and annuities-due and gives 5 practice problems and solutions.
Section 39 of The Actuary's Free Study Guide for Exam 3L gives formulas for the actuarial present values of continuous deferred life annuities and certain and life annuities and gives 5 practice problems and solutions.
Section 38 of The Actuary's Free Study Guide for Exam 3L describes relationships among present values of continuous whole and temporary life annuities and gives formulas for calculating the variance of each kind of asset. 5 practice problems and solutions are available.
Section 37 of The Actuary's Free Study Guide for Exam 3L discusses continuous life annuities and gives 5 practice problems and solutions regarding whole and temporary life annuities.
Section 36 of The Actuary's Free Study Guide for Exam 3L gives 5 exam-style questions on life insurance policies, probability distributions, and life table functions.
Section 35 of The Actuary's Free Study Guide for Exam 3L discusses endowment insurance policies with benefits payable at the end of the year of death and gives 5 practice problems and solutions.
Section 34 of The Actuary's Free Study Guide for Exam 3L discusses how to find the actuarial present values of whole life insurance policies with benefits payable at the end of the year of death and gives 5 practice problems and solutions.
Section 33 of The Actuary's Free Study Guide for Exam 3L discusses life insurance policies payable at the end of the year of death and gives 5 practice problems and solutions.
Section 32 of The Actuary's Free Study Guide for Exam 3L discusses annually decreasing term life insurance and gives 5 practice problems and solutions.
Section 31 of The Actuary's Free Study Guide for Exam 3L discusses continuously increasing whole life insurance policies and gives 5 practice problems and solutions.
Section 30 of The Actuary's Free Study Guide for Exam 3L discusses annually increasing whole life insurance and how to compute actuarial present values thereof. 5 practice problems and solutions are provided.
Section 29 of The Actuary's Free Study Guide for Exam 3L discusses m-year deferred life insurance policies and gives 5 practice problems and solutions on how to find actuarial present values and variances of such policies.
Section 28 of The Actuary's Free Study Guide for Exam 3L discusses endowment insurance and how to calculate actuarial present values of n-year endowment insurance policies. 5 practice problems and solutions are provided.
Section 27 of The Actuary's Free Study Guide for Exam 3L discusses n-year pure endowments and gives 5 practice problems and solutions.
Section 26 of The Actuary's Free Study Guide for Exam 3L discusses the probability density functions and cumulative distribution functions of present-value random variables (Z) and gives 5 practice problems and solutions.
Section 25 of The Actuary's Free Study Guide for Exam 3L discusses Weibull's law of mortality and gives 5 practice problems and solutions.
Section 24 of The Actuary's Free Study Guide for Exam 3L discusses Makeham's and Gompertz's laws of mortality and gives 5 practice problems and solutions.
Section 23 of The Actuary's Free Study Guide for Exam 3L discusses the concept of whole life insurance and how to determine actuarial present values of whole life insurance policies. It gives 5 practice problems and solutions.
Section 22 of The Actuary's Free Study Guide for Exam 3L discusses the rule of moments and formulas for finding the j-th moment of the distribution of the present value of a term life insurance policy. It gives 5 practice problems and solutions.
Section 21 of The Actuary's Free Study Guide for Exam 3L discusses n-year term life insurance and the calculation of the actuarial present value of such insurance policies. The section gives 5 practice problems and solutions.
Section 20 of The Actuary's Free Study Guide for Exam 3L discusses forward and backward recursion formulas and gives 5 practice problems and solutions.
Section 19 of The Actuary's Free Study Guide for Exam 3L discusses the n-year temporary complete life expectancy of life (x) and gives 5 practice problems and solutions.
Section 18 of The Actuary's Free Study Guide for Exam 3L gives 5 additional exam-style practice problems and solutions on the various life table functions.
Section 1 of Mr. Stolyarov's Topology Problems and Solutions asks to find an explicit function that transforms a unit circle into a square and to verify that this function is the inverse of the function that transforms a square into a unit circle.
Section 17 of The Actuary's Free Study Guide for Exam 3L gives 5 exam-style practice problems and solutions on the various life table functions. This section provides excellent practice for the actuarial exam.
Section 16 of The Actuary's Free Study Guide for Exam 3L discusses additional relationships that hold under the uniform distribution of deaths assumption for fractional ages and gives 5 practice problems and solutions.
Section 15 of The Actuary's Free Study Guide for Exam 3L discusses the assumption of the uniform distribution of deaths for fractional ages and gives 5 practice problems and solutions.
This section of sample problems and solutions is a part of The Actuary's Free Study Guide for Exam 3L, authored by Mr. Stolyarov. This is Section 14 of the Study Guide. See an index of all sections by following the link in this paragraph.
Section 13 of The Actuary's Free Study Guide for Exam 3L discusses the life table probability functions L_x and m_x and gives 5 practice problems and solutions.
Section 12 of The Actuary's Free Study Guide for Exam 3L discusses methods of computing expected values for discrete random variables and gives 5 practice problems and solutions.
Section 11 of The Actuary's Free Study Guide for Exam 3L discusses the median future lifetime of life (x) and gives 5 practice problems and solutions regarding how to compute it.
Section 10 of The Actuary's Free Study Guide for Exam 3L discusses the concept of complete-expectation-of-life and gives 5 practice problems and solutions regarding how to compute it.
Section 9 of The Actuary's Free Study Guide for Exam 3L discusses methods of computing expected values for continuous random variables and gives 5 practice problems and solutions.
Section 8 of The Actuary's Free Study Guide for Exam 3L discusses the properties of deterministic survivorship groups and gives 5 practice problems and solutions regarding them.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 43.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 41.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 40.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 39.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 38.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 37.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 36.
Section 7 of The Actuary's Free Study Guide for Exam 3L discusses relationships between the force of mortality and the life table probability function l_x. Five practice problems and solutions are provided.
Section 6 of The Actuary's Free Study Guide for Exam 3L discusses the life table probability functions l_x and d_x and gives 5 practice problems and solutions regarding how to calculate them.
Section 5 of The Actuary's Free Study Guide for Exam 3L explores various relationships between the force of mortality and some life table probability functions. 5 practice problems and solutions are given.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 35.
Section 4 of The Actuary's Free Study Guide for Exam 3L discusses the force of mortality, alternatively known as the failure rate or the hazard rate function. Five practice problems and solutions involving this concept are given.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 34.
Section 3 of The Actuary's Free Study Guide for Exam 3L discusses the concept of curate-future-lifetime and ways of finding the probability density function and cumulative distribution function thereof. Five practice problems and solutions are given.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 33.
Section 2 of The Actuary's Free Study Guide for Exam 3L introduces another life table probability function, representing the probability that life (x) will survive for the next t years and die within the subsequent u years. 5 practice problems and solutions are available.
Section 1 of The Actuary's Free Study Guide for Exam 3L explores basic actuarial notation and ways of working with distribution functions, survival functions, and the life table functions p_x and q_x. 5 practice problems and solutions are included.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 32.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 31.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 30.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 29.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 28.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 27.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 26.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 25.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 24.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 23.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 22.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 21.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 20.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Sections 18 and 19.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 17.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 16.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Section 15.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Sections 13 and 14.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Sections 11 and 12.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Sections 9 and 10.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Sections 7 and 8
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Sections 5 and 6.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's free study guide for actuarial students preparing for Exam 1/P. These are answers to Sections 3 and 4.
With Dr. Finan's permission, Mr. Stolyarov has written answer keys for the problems in Dr. Finan's study guide for actuarial students preparing for Exam 1/P. Answers to Sections 1 and 2 are available here.
If you have a habit you recognize as dangerous, destructive, or otherwise inconveniencing, how do you drop it? Mr. Stolyarov suggests that, instead of depriving yourself of the satisfactions you seek, you substitute similar but less harmful satisfactions for them.
Mr. Stolyarov presents solutions to two combinatorics problems regarding the partitions of integers.
Mr. Stolyarov presents a problem and a solution which uses generating functions to find an explicit formula for the nth term in the given recurrence relation. This is a good demonstration of how generating functions can be used.
A curious fallacy pervades our society - the idea that the quality of a good obtained is proportional to the sacrifice of goods, comfort, and convenience required to obtain it. The "no pain, no gain" philosophy inflicts tremendous pain, while resulting in no gain.
Chapter 22 of "The Best Self-Help is Free" gives ten habits which will aid you in keeping the money you have earned and protecting yourself against common financial pitfalls.
Mr. Stolyarov argues that an understanding of natural rights does not require some particular ethical ideology. Rather, a firm understanding of natural rights is required before any genuine consideration of morality, ethics, virtue, or goodness can take place.
Here, Mr. Stolyarov gives two fundamental arguments for why censorship of any free speech is ill-advised, immoral, and results in dreadful consequences.
Where can a lasting counterbalance to growing government power be found? A future rising class of independent online income earners can dramatically change the entire structure of American society and become a meritocratic landed gentry that permanently checks the power of the state.
This presentation discusses the distinction between soft and hard power and the varieties of each kind of power.
Mr. Stolyarov explores how existing power asymmetries grow over time unless counteracted by some outside force. The outside force - needed to halt and reverse the growth of government - has existed in some past eras of history but does not exist today.
This video explores three additional cases of power asymmetries in our world - present in taxation, the global warming scare, and in the public school system.
This presentation addresses the five examples of equal-harm power symmetries previously mentioned (in Part 5) and shows how each can degenerate into a case of power asymmetry.
This presentation addresses the five examples of no-harm power symmetries previously mentioned (in Part 4) and shows how each can degenerate into a case of power asymmetry.
This presentation gives five examples of equal-harm power symmetries and discusses their stability and effectiveness at protecting individuals and their liberties.
This presentation gives five examples of no-harm power symmetries, comments on their prevalence in the world, and discusses their vulnerability to aggressive individuals with the capacity to inflict harm.
The definitions of symmetrical and asymmetrical power and the concepts of no-harm and equal-harm power symmetries are explained in this presentation.
This presentation discusses the meaning of the concept "power" and the impossibility of characterizing all power as good or evil. The conceptual groundwork is prepared for a discussion of power symmetries and asymmetries.
Mr. Stolyarov is pleased to report that a major social victory has been won against a Facebook group which he had exposed earlier as promoting fanatical censorship, coercive book-burning, and intolerance.
Mr. Stolyarov shows that the authority-based view of rights - the idea that rights "come from" an external source such as God or government - is ultimately a weak, unstable, and unreliable basis for any reliable understanding of rights.
The way to defeat fanatical and intolerant ideas is through exposure and ridicule, as Mr. Stolyarov does to a group of would-be book burners: http://www.facebook.com/group.php?gid=6424132222
Mr. Stolyarov examines three quotes from Hitler, Mussolini, and Franklin Roosevelt-- noting their fundamental similarities and ideological proximity.
Contrary to popular impression, no lasting and permanent good comes to man through luck. The delusion that any success can be attained through mere chance is the reason for the continued prominence of failure and disappointment.
When persuading another person, your primary interest is that the other person adopt the conclusion of your argument - and whether or not he or she adopts all of your premises is of secondary, if any, importance.
Chapter 20 of "The Best Self-Help is Free" offers suggestions for how to and how not to approach other people in order to maximize the benefits you gain in interacting with them.
Chapter 19 of "The Best Self-Help is Free" explains the necessity of avoiding endeavors that are bound to fail no matter how hard one tries. Rather, an incremental approach to expanding one's abilities is preferable.
Collectivism is back with a vengeance, and its new home is not in the USSR or China. The new citadel of collectivism is the First World, as Western elites adopt ever more of the communitarian "it takes a village" attitude.
Chapter 18 of "The Best Self-Help is Free" gives a few approaches will enable you to persuade the people with whom you communicate more effectively.
A popular misconception of honesty equates the virtue with always "telling it like it is" and not holding back any of one's thoughts about a person, idea, or situation-no matter what the consequences. This view and its applications are antithetical to genuine honesty.
Atheism is older than Christianity. The first explicit atheists in Western civilization can be found among the ancient Greeks. Mr. Stolyarov briefly describes two early atheists.
In order to get things done effectively, you will often need to convince people that your approach to a particular issue, action, or project is a justified one. The way to do this is to avoid delving into emotionally charged "trench warfare" issues
The key to successful self-promotion is not just being competent in all that you do, but also looking the part. Mr. Stolyarov discusses the importance of creating a public image that communicates essential qualities.
Some people today - and many people historically - look down on self-promotion. But this disdain is unjustified. In fact, self-promotion is necessary if you want your work to improve your life in any substantial manner.
What do you do with your output once you produce it? Chapter 13 of "The Best Self-Help is Free" explains the desirability of enabling your accomplishments to work for you and make your life easier.
One of the most reliable ways to reduce the amount of mental effort per unit of productive output is to create many extremely similar units of output in succession. Chapter 12 of "The Best Self-Help is Free" shows how repetition of tasks can help you accomplish more.
Because of the human mind's limited ability to hold and process multiple pieces of information simultaneously, a high level of productivity requires reducing the amount of information to be analyzed to only the most essential data. Productivity frameworks accomplish this.
A common fallacy presumes that there is a necessary tradeoff between the quantity of work produced and the quality of that work. Mr. Stolyarov explains that developing good habits can eliminate such a tradeoff.
In Chapter 9 of "The Best Self-Help is Free," Mr. Stolyarov explains why quantifying one's productivity is absolutely essential to success - even if the quantifiers used are not entirely reliable.
In Chapter 8 of "The Best Self-Help is Free," Mr. Stolyarov discusses the human tendency which is the single greatest impediment to productivity - namely, perfectionism.
In order to properly decide what ought to be produced, man can ultimately consult only one guide: his rational faculty. Perhaps the most useful principle for adequately addressing the decisional component of productivity is the simple but profound Law of Identity: "A=A."
The most reliable way to achieve incremental progress in your life is by continually improving your own productivity. Mr. Stolyarov shows that the productivity of an endeavor need have no relation to the human actor's opinions, feelings, or sensations regarding it.
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