Showing Results 1 - 82 of 82
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A recent survey showed that over 70% of those dating online are not quite honest with the person they are wooing on the internet.
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Published: Oct 03, 2007
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With identity theft as the number one white collar crime in America today, an fledgling industry has opened up opportunities for entrepreneurs and con men alike.
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Published: Oct 03, 2007
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The strategy used to settle consumer debt with the collection agency differs from the techniques used in dealing with the original creditor.
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Published: Oct 03, 2007
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For the first time since the Great Depression of the thirties, America finds itself facing recession with consumer savings in negative figures.
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Published: Oct 03, 2007
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There are many different techniques that can be used to settle your debt with the original creditor.
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Published: Oct 03, 2007
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Throughout history, wars have been started and people have been murdered in the name of Christianity and the Christian God. From a book that supposedly preaches "peace and love" where have people foun...
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Published: Aug 15, 2007
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How does one place a price on something as devastating as caused by such a trusted community leader as a priest?
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Published: Jul 26, 2007
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An estimated 3,600,000 people attended the event over the Independence Day holiday, surpassing all previous years food ticket sales, making it the most successful Taste in Chicago history
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Published: Jul 26, 2007
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It seems everything these days is considered a "disease" that can magically be treated with the medication du jour your doctor prescribes. Like a common street pusher he addicts you to the medications...
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Published: Jul 23, 2007
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So many American citizens live in their cars, hotels, homeless shelters and the streets.
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Published: Jul 22, 2007
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The Chicago Cubs Major League baseball team is for sale from the Tribune Company. Prospective buyers range from "Mr. Cub" Ernie Banks to Donald Trump
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Published: Jul 22, 2007
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What this country has become since Ronald Regan established a managed health care system, is a nation that does not care about the core populace of America.
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Published: Jul 19, 2007
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What happened to the America that I once loved?
An America where opportunities abound and people were actually happy. The America where family values meant something and people did not have to work t...
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Published: Jul 18, 2007
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There can be several contributing factors for depression ranging from environment, medical conditions and genetics to a reaction to life's events and thinking patterns. Social conditions can play a ma...
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Published: Jul 16, 2007
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In order to get the attention of publishers, you must make your work stand out. Publishers can literally receive hundreds of manuscripts or articles submitted every day, on various topics. How will yo...
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Published: Jul 15, 2007
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People diagnosed with schizophrenia suffer from problems with their thought processes. These lead to hallucinations, delusions, disordered thinking, and unusual speech or behaviour.
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Published: Jul 13, 2007
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An interesting phenomenon happens when a consumer disputes their credit reports. I discovered this when I merely ordered copies of my credit reports through "normal" channels.
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Published: Jul 09, 2007
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A stroke happens when blood flow to certain areas of the brain is cut off. Brain cells are deprived of oxygen and glucose that they need to survive and they die. The effects can be permanent, if not c...
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Published: Jul 07, 2007
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A survey of low to middle income families reveals that families are going into credit card debt due to drops in income and unexpected expenses.
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Published: Jul 07, 2007
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The first thing to realize after experiencing a job loss is that it is only a temporary situation. Your goal is to make unemployment the shortest term possible, using your cash reserves as little as p...
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Published: Jul 04, 2007
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In a day and age where your identity is used to judge you more than ever, your personal information has never been at greater risk and identity theft is now one of the fastest growing crimes in Americ...
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Published: Jul 04, 2007
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Financial Literacy and Education was established, for the purpose of educating consumers on financial matters such as budgeting, credit, financial planning and other important issues. There are an abu...
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Published: Jul 01, 2007
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America is the most religious country of those studied in the developed world. America also has the biggest problems in terms of things like homicide, juvenile and early adult mortality, STD infection...
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Published: Jul 01, 2007
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You can save big bucks by buying your wedding dress online, but it is definitely not for the faint of heart. It goes far beyond just finding the dress and entering a credit card.
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Published: Jul 01, 2007
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I am always fascinated by people that say that they are trying to change, to turn their lives around, yet continue to do the same things they have always done, over and over again. How do expect thing...
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Published: Jun 23, 2007
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There could be a myriad of reasons that people find themselves rebuilding their finances. Most families are one or two paychecks away from being broke and in danger of financial ruin.
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Published: Jun 23, 2007
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When a consumer chooses to buy, do they base their decision on meeting a specific need with specific requirements? Or are there other components to the sale?
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Published: Jun 05, 2007
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Chicago has a storied history with blues that goes back generations stemming from the Great Migration from the South and particularly the Mississippi Delta region in pursuit of advancement and better ...
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Published: May 31, 2007
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Foreclosure is the legal means that a lender can exercise to repossess your home. When this happens you must, by order of the court system, relinquish all rights of ownership and you must find another...
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Published: May 28, 2007
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There is a blitzkrieg on college campuses across America by aggressive credit card issuers that entice unsuspecting students into applying for their "consumer cocaine" with free gifts and a promise
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Published: May 25, 2007
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Judgment recovery is one business model that requires a lot of time, investment, and traveling. You can find many books on judgment recovery. However, you can really gain from someone who is in this f...
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Published: May 25, 2007
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The idea is to have those with poor credit borrow your good credit for 60+ days as an authorized user on your credit card, then they could apply for a mortgage and pay lower rate based on your credit....
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Published: May 22, 2007
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Not the "sex" talk but the talk that is necessary for your children's future. The financial talk about credit and credit cards.
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Published: May 22, 2007
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Few people have the time to listen to a stranger more than ten seconds after they are introduced to peak their interest to continue the conversation. You must develop a ten second "pitch" that tells ...
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Published: May 22, 2007
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Although I believe credit to be a useful financial tool, I also believe that America, as a society, have become too dependent on credit and credit cards, using them to pay for cost of living expenses
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Published: May 21, 2007
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This is a method commonly used by the rich and wealthy to borrow large sums of capital for short or long term investments. The average consumer can benefit from these secrets despite their economic st...
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Published: May 20, 2007
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There have been several different methods developed over the last few decades that have allowed consumers to create a new, clean, second or alternate credit file.
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Published: May 20, 2007
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A good marketing plan summarizes the who, what, where, when, and how much questions of company marketing and sales activities for the planning year:
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Published: May 20, 2007
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Credit card issuers continue to benefit from a surge in consumers' use of credit cards. MasterCard inc. announced May 2, first-quarter profit climbed 70 percent to a record.
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Published: May 18, 2007
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Close the accounts and follow up in writing and send copies, not originals, of any supporting documentation.
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Published: May 18, 2007
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Just because you have filed for bankruptcy doesn't mean you will never be able to get back on your feet again financially
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Published: May 18, 2007
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When you appear on television or radio, or when you speak with an editor, express your true beliefs and let your passion show for the business you are in.
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Published: May 18, 2007
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The term public relations consist of two words; public and relations. Relations are the publicist's inventory. Relationships are the most valuable asset in the public relations portfolio.
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Published: May 18, 2007
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BMA clauses strip you of your rights for litigation in a real court. They are virtually always written to help the other party, the companies, not you.
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Published: May 18, 2007
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By agreeing to any contract containing a binding mandatory arbitration clause means that you are giving away your constitutional right to settle a dispute, no matter how serious, and giving the power ...
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Published: May 18, 2007
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Increasing your credit score by 40 points and lowering your interest rate by 2% can save you over $100,000 on a 30 year mortgage. Additionally, the higher your score, the less you may have to put down...
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Published: May 17, 2007
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Every credit card company uses the process of Novation to change card holder agreements.
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Published: May 17, 2007
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There have already been 420 fans to already pledge their allegiance to the cause, and the number grows every day.
These wacky fans have pledged to pee their pants for a Brewers championship.
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Published: May 16, 2007
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If you read this article and only take with you one thing, let it be that it is strongly recommended that married couples keep their credit separate
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Published: May 09, 2007
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There's no doubt about it. The price of everything is going up. In addition, we are constantly being bombarded with enticing ads that tempt us to buy all sorts of things we don't need robbing us of t...
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Published: May 09, 2007
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People do not work for themselves to get rich; there's lots of research that disproves that common belief. Greed is rarely a motivation for taking the risk of free enterprise
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Published: May 09, 2007
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You need to be involved with cash flow AND growth investments to create true, lasting wealth. Parking your hard-earned money in one place, like the stock market, and praying that it increases, is the...
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Published: May 09, 2007
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Please take what you learned here and use it as a base or a starting point to expand your search for new and different ways to live your life. There is only a short space available here but if you do ...
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Published: May 08, 2007
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Because what you put put into your mind comes out in the behaviors of your life. Much like the programming put into a computer comes out in the behavior of that computer.
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Published: May 08, 2007
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If your income was to suddenly stop, what would it take to sustain your standard of living for six months.
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Published: May 08, 2007
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Home-based businesses are the trend of the future. Government and industry reports show that increasing numbers of men and women are now opting to work out of their homes
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Published: May 08, 2007
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Your current financial situation is not necessarily your fault. I'm sure that you are like most people and never were taught by family or the educational system about how credit works.
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Published: May 08, 2007
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If you have debt, whether it is credit card debt, a car loan or mortgage, you really don't own anything, the banks do. You are merely paying for the privilege of using it.
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Published: May 08, 2007
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The difference between secured and unsecured debt is with secured debt, property is used as collateral, such as your home or car. If you experience financial difficulty with your mortgage or car loan,...
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Published: May 08, 2007
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This series will show you exactly why you are in debt so you can avoid those mistakes in the future. You will learn how to build wealth. There is only one truly real definition of being financially in...
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Published: May 08, 2007
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Students should have an understanding of finances, including using credit, credit cards and managing debt, they should not have worries about unnecessary monthly bills
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Published: May 08, 2007
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When you achieve true financial independence you will have both the time and the money to accomplish anything that you want.
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Published: May 08, 2007
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A growing number of card issuers have increased their profits by loading their credit cards with practices that consumers find themselves caught in from which they cannot escape
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Published: May 08, 2007
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By only making the minimum payment a small percentage actually goes toward your balance. The lions share is applied to the interest, making a $500 balance actually $800 after it is finally paid off in...
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Published: May 07, 2007
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The real signs of success are tough to spot. The success habits of the rich have been studied and they are all things you can do yourself:
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Published: May 07, 2007
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In the first two months of the year, there were four times more default notices issued in the country than in the first two months of last year, while foreclosures tripled over the same period.
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Published: May 04, 2007
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CARE is among the 180 organizations that make up the JumpStart Coalition for Personal Financial Literacy. Laura Levine, JumpStart's executive director, said CARE and other groups "do an amazing job, o...
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Published: May 03, 2007
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With any form of credit restoration, there is the process of challenging the listing for validity and requesting documentation that the debt exists.
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Published: May 02, 2007
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Debt collectors have been correctly branded the worst type of collection agents. Their operations are from a computer driven database provided to them by the very people you trusted this personal info...
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Published: May 02, 2007
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People have asked me:
"If I had once piece of financial advice to give to college students, what would it be?"
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Published: May 01, 2007
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It has been called a "magical" drug.
They can't imagine what life would be without it.
What drug am I referring to?
Credit cards.
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Published: Apr 30, 2007
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Credit is no longer viewed as an earned privilege, where you had to have a job and demonstrate that you were worthy of a loan.
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Published: Apr 30, 2007
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It's time the federal government began protecting Americans from unsafe credit cards, like it does from unsafe appliances and cars.
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Published: Apr 27, 2007
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There is a scoring method that has been around for over twenty years that has absolutely nothing to do with your FICO score.
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Published: Apr 27, 2007
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Students double their credit card debt and triple the number of cards in their wallets between the time they arrive on campus and graduation.
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Published: Apr 26, 2007
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In a world being fueled by the marketing of new forms of credit, and a greater acceptance of debt, the wider distribution of credit cards could indicate that lenders are including a larger number of r...
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Published: Apr 25, 2007
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The seemingly most easiest thing you can do when in debt is to do nothing, but this is hardly the best choice.
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Published: Apr 24, 2007
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Most mortgages are the 10 to 30 year variety. This means that rather than spend a couple of years getting out of credit card debt, you will be spending the length of your mortgage getting out of debt.
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Published: Apr 20, 2007
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While the credit card industry has provided many consumers with easy access to credit, it has also created enormous problems and contributed to record levels of personal bankruptcy filings.
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Published: Apr 19, 2007
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In the late 1980s and early 1990s, the number of credit and debt counseling agencies in America increased significantly.
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Published: Apr 19, 2007
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Consumers who use debt settlement are those who are experiencing legitimate financial hardships. Normally, only unsecured debts, like credit card and medical debts, can be negotiated for settlement.
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Published: Apr 16, 2007
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In this seven part series, I will attempt to shine a light of reason on the subject of debt relief in hopes of providing you with the knowledge necessary to make an educated and informed decision.
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Published: Apr 16, 2007
